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Personal Investments • Screwed up by contributing directly to ROTH IRA instead of backdoor

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Can't believe just did that. I make >$300k/yr. I usually transfer the $7k (or the ROTH limit) to a traditional IRA first and then make the conversion to ROTH the next business day. But this year, I forgot about the process and transfered money directly to ROTH IRA account. It's currently sitting in the money market fund.

What are the ramifications of this direct contribution to ROTH IRA? Is there a way to undo this?

Statistics: Posted by pappupager — Thu Aug 29, 2024 9:06 am — Replies 3 — Views 178



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