Hi Bogleheads,
Exploring options for where to stash funds for a down payment on a house in May 2028.
I have the funds for the down payment (i.e., no growth needed), but I’d like to compete with inflation and try to earn some interest. With rates for CDs and HYSA declining, I’m curious if there are other options - corporate bonds, muni bonds, treasury, other types of debt - where I could lock-in >5% yield over the next four years.
Currently, I’m holding these funds almost entirely in stock (VIS).
I’m based in TX and 37 years old.
Thanks!
Exploring options for where to stash funds for a down payment on a house in May 2028.
I have the funds for the down payment (i.e., no growth needed), but I’d like to compete with inflation and try to earn some interest. With rates for CDs and HYSA declining, I’m curious if there are other options - corporate bonds, muni bonds, treasury, other types of debt - where I could lock-in >5% yield over the next four years.
Currently, I’m holding these funds almost entirely in stock (VIS).
I’m based in TX and 37 years old.
Thanks!
Statistics: Posted by EphemeralMoat — Wed Sep 25, 2024 2:13 pm — Replies 3 — Views 341