Hey everyone!
I recently opened a Roth IRA and am currently allocating 70% to the S&P 500 and 15% split between Visa and Amex. I'm thinking about adding some treasuries for safety outside of my Roth. What would be the best option—iBonds, EE Bonds, or something else? I want to keep my Roth IRA focused purely on stocks/ETFs since it grows tax-free, and I prefer not to hold any bond funds in it.
Also, would you recommend sticking with individual stocks, or considering a growth ETF like SCHG instead? Or would it be smarter to be more conservative and add an ETF in the consumer staples sector, like XLP? Any recommendations or advice?
Thank you so much!
I recently opened a Roth IRA and am currently allocating 70% to the S&P 500 and 15% split between Visa and Amex. I'm thinking about adding some treasuries for safety outside of my Roth. What would be the best option—iBonds, EE Bonds, or something else? I want to keep my Roth IRA focused purely on stocks/ETFs since it grows tax-free, and I prefer not to hold any bond funds in it.
Also, would you recommend sticking with individual stocks, or considering a growth ETF like SCHG instead? Or would it be smarter to be more conservative and add an ETF in the consumer staples sector, like XLP? Any recommendations or advice?
Thank you so much!
Statistics: Posted by ccc — Mon Sep 30, 2024 7:42 pm — Replies 1 — Views 56