I am looking to (initial) enroll in Medicare early 2025 and have done some research, including several threads here. Have spoke to our state SHIP and they were very helpful in providing me with some very useful data.
I am trying to avoid companies that have a habit of creating these dead pools. I am assuming that any company that is in our state (SC) for less than 5 years are less likely to dead pool the holders. Is this a fair assumption?
Based on the data from our SHIP (for plan G), I sorted the data by the number of years in the market and discarding those carriers that have no "Lives" in the state.
I will likely discard Cigna as well. Note the AARP UHC plan is "community pricing" but as others have noted, this is a backdoor "age attained" plan and Transamerica is an "Issued age" plan. I read in this forum that Transamerica doesn't sell Medigap policies but they look to be selling policies in SC.
Would appreciate any views on this, thanks
I am trying to avoid companies that have a habit of creating these dead pools. I am assuming that any company that is in our state (SC) for less than 5 years are less likely to dead pool the holders. Is this a fair assumption?
Based on the data from our SHIP (for plan G), I sorted the data by the number of years in the market and discarding those carriers that have no "Lives" in the state.
I will likely discard Cigna as well. Note the AARP UHC plan is "community pricing" but as others have noted, this is a backdoor "age attained" plan and Transamerica is an "Issued age" plan. I read in this forum that Transamerica doesn't sell Medigap policies but they look to be selling policies in SC.
Would appreciate any views on this, thanks
Statistics: Posted by rgs — Tue Oct 01, 2024 7:52 pm — Replies 0 — Views 90