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Personal Investments • 401k Fund Choices – Need Guidance

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Here are the full fund choices: https://imgur.com/a/RbT2ETB

For the longest time, I’ve just stuck my money in the Fidelity 2065 TDF. I’d prefer to have a traditional 3 fund portfolio, but with a 0.06% ER I thought it was fine and low touch.

Anything on this list that beats it? I’d prefer less than 10% in bonds, but realize that it’s probably not a huge deal.

I’m in my early 30s and have a traditional 3 fund portfolio in my roth IRA, with 4-5% in bonds.

Would rolling my own portfolio be a better move? One consisting of:

state street 500 index, vanguard mid cap index, nuveen small cap index or vanguard small cap index, iShares MSCI EAFE international

Thanks for any help!

Statistics: Posted by Havertzian — Tue Nov 05, 2024 12:34 am — Replies 2 — Views 124



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