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Personal Finance (Not Investing) • Does it Ever Make Sense for a Federal Retiree to Not Enroll in Part B?

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I am a 64 federal retiree and have been on GEHA HDHP for at least the past 5 years. We have been blessed to be "Low Consumers" of health care. Checkups, dental work, normal preventative care. The DW and I both turn 65 in March of 2025 and are faced with Medicare decisions on what plan to choose from FEHB and whether in enroll in Medicare B. DW is drawing SS so she must take A but not B?

I have the option not to take B at this time and just stick with FEHB plans. What is the risk to this? My options are.

1. FEHB + Part A. GEHA Standard or Atena Direct.
2. FEHB + Part A and B. GEHA Standard, Atena Direct, or both either companies Medicare Advantage Plans.
3. Suspend FEHB and enroll in a Non FEHB Medicare Advantage Plan.

Thoughts and feedback for this Medicare Newbie! This stuff is confusing! 

Statistics: Posted by Steve80109 — Wed Nov 13, 2024 9:06 pm — Replies 3 — Views 292



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