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Personal Finance (Not Investing) • Any downside to disenrolling in FEHB Medicare Part D?

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For 2025, just received notification of my medicare B premiums and we are hit by IRMMA. I knew this was coming but didn't think about having to
pay for Medicare Part D under FEHB. So my spouse and myself will need to pay an extra $13.70 each on top of $259 each for medicare and D.
We are on generic prescriptions and all are Tier 1. I can't predict the future but considering the low copay under FEHB for our prescriptions, I can't justify the extra for Part D so I'm thinking of disenrolling in D. Previously, we had very low copays prior to being enrolled automatically into Medicare D and doesn't look like it will change for the most part.

From what I gather online, there is no penalty if we wish to go back to Medicare Part D next year during open enrollment if things change.

Am I missing anything?

Statistics: Posted by Loon11 — Sun Nov 24, 2024 9:22 pm — Replies 2 — Views 127



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