I just signed up for ProjectionLab. It seems like a pretty good tool.
I stopped working this year and currently plan on having no earned income for the foreseeable future. I'm still quite a few years from retirement. I'm looking for a retirement planner that allows me to adjust the following variables and see outcomes in terms of taxes and net worth:
- Roth Conversion
- Capital Gains Harvesting
- Social Security Age
ProjectionLab doesn't allow tax gain harvesting. For example in 2025 I'm looking to do something like this:
- Roth Conversion - $30,000
- Dividends - $40,000
- Tax Gains Harvesting - $56,700
This nets to $0 tax on an AGI of $126.7k while raising the basis on taxable equity holdings. Is there software that projects this?
I stopped working this year and currently plan on having no earned income for the foreseeable future. I'm still quite a few years from retirement. I'm looking for a retirement planner that allows me to adjust the following variables and see outcomes in terms of taxes and net worth:
- Roth Conversion
- Capital Gains Harvesting
- Social Security Age
ProjectionLab doesn't allow tax gain harvesting. For example in 2025 I'm looking to do something like this:
- Roth Conversion - $30,000
- Dividends - $40,000
- Tax Gains Harvesting - $56,700
This nets to $0 tax on an AGI of $126.7k while raising the basis on taxable equity holdings. Is there software that projects this?
Statistics: Posted by Musigny — Sun Dec 08, 2024 1:28 am — Replies 2 — Views 197