Hello,
This month my investments crossed the rebalance threshold and I’m planning to rebalance within tIRA. However, going forward I don’t have room in tax-deferred accounts to invest in bond-like funds.
Bond funds in fidelity’s 401k are not what I would select and that’s why I’m going to continue investing in FSKAX (total market fund). I would like to compensate by investing in bond-like funds in taxable account. My tax bracket is 35% + 5% and that’s the reason to think of municipal bonds. When I checked in Schwab, it was showing 2 Massachusetts (where I live) funds but have status as closed. I also would prefer a ETF or mutual fund because I plan to invest monthly savings and not a bulk amount.
As always please correct where I’m wrong and suggest alternatives. Thank you!
This month my investments crossed the rebalance threshold and I’m planning to rebalance within tIRA. However, going forward I don’t have room in tax-deferred accounts to invest in bond-like funds.
Bond funds in fidelity’s 401k are not what I would select and that’s why I’m going to continue investing in FSKAX (total market fund). I would like to compensate by investing in bond-like funds in taxable account. My tax bracket is 35% + 5% and that’s the reason to think of municipal bonds. When I checked in Schwab, it was showing 2 Massachusetts (where I live) funds but have status as closed. I also would prefer a ETF or mutual fund because I plan to invest monthly savings and not a bulk amount.
As always please correct where I’m wrong and suggest alternatives. Thank you!
Statistics: Posted by nrkv — Sun Dec 08, 2024 6:14 am — Replies 7 — Views 272