Hello all,
I would love the collective wisdom on how best to downgrade my CSR and use my UR points. I’ve had the card for a while but I’m in a season now that I’m not getting the benefits for the price (ie little kids and sparse travel). Also, I haven’t been good at maximizing the points and I’m realizing that cash back is probably the best for me.
I have 240k points. My thoughts are to keep the credit line open so it doesn’t affect my credit. I was thinking of downgrading to freedom flex and using the categories. I have Fidelity 2% as my general use card.
As for the points, I’m not sure the best way to use them. Pay yourself back seems pretty limited. I use southwest airline the most so I was thinking i could transfer them all to SW points that don’t expire and use them in time.
Any thoughts or suggestions appreciated. Thanks in advance!
I would love the collective wisdom on how best to downgrade my CSR and use my UR points. I’ve had the card for a while but I’m in a season now that I’m not getting the benefits for the price (ie little kids and sparse travel). Also, I haven’t been good at maximizing the points and I’m realizing that cash back is probably the best for me.
I have 240k points. My thoughts are to keep the credit line open so it doesn’t affect my credit. I was thinking of downgrading to freedom flex and using the categories. I have Fidelity 2% as my general use card.
As for the points, I’m not sure the best way to use them. Pay yourself back seems pretty limited. I use southwest airline the most so I was thinking i could transfer them all to SW points that don’t expire and use them in time.
Any thoughts or suggestions appreciated. Thanks in advance!
Statistics: Posted by dachshunddad — Sun Jun 02, 2024 2:02 pm — Replies 9 — Views 446