Hi All. Looking to get some feedback if I may. Thank you in advance!
Emergency funds: Three months of all household expenses saved
Debt: Mortgage $247K remaining @ 2.625% and vehicles; $45K @ 4.99% and $15k at 1.99%, no credit card balances
Tax Filing Status: Married Filing Jointly
Tax Rate: 24% Federal (just barely in this bracket), 5% State (based on 2023 return)
State of Residence: MA
Age: 38 and 37
Desired Asset allocation: Unknown, open to advise
Total Portfolio
Both of our jobs make us ineligible for social security, so not including it in calculations.
I also have a defined benefit plan that should net 48% of my salary (not reflected in any below numbers) at 55 years old which is the retirement goal.
$370k in 401k/403b/Roth currently
Current retirement assets
His Roth IRA at Vanguard
4.5% of 370k in VFIAX VANGUARD 500 INDEX ADMIRAL CL .04% expense ratio
11.5% of 370k in VFORX VANGUARD TARGET RETIREMENT 2040 INVESTOR CL .08% expense ratio
Her Roth IRA at Vanguard
9.5% of 370k in VFIFX VANGUARD TARGET RETIREMENT 2050 INVESTOR CL .08% expense ratio
His 403b
7.3% of 370k in FSELX Fidelity® Select Semiconductors Portfolio .65% expense ratio
Her 401k (50% of 4% company match)
40.9% of 370k in FNSDX Fidelity Freedom® 2055 Fund Class K .65% expense ratio
17.3% of 370k in FXAIX Fidelity® 500 Index Fund .015% expense ratio
7.6% of 370k in FCNTX Fidelity® Contrafund .39% expense ratio
1.4% of 370k in FDLXX Fidelity® Treasury Only Money Market Fund .42% expense ratio
Taxable
None
New annual Contributions
$8,450 his 403b
$23,000 her 401k (max annually) (50% of 4% employer matching)
$7000 his IRA/Roth IRA (max annually)
$7000 her IRA/Roth IRA (max annually)
$0 taxable
Questions:
1. Probably looking to move away from the target date funds based on the reading I've done here. Where should we put the allocations to best suit an attempt at retiring earlier? Open to any reality checks, advise, or suggestions. Thank you.
Available funds
Funds available in her 401(k)
NameGross Expense Ratio
FID 500 INDEX (FXAIX)0.00015
FID CONTRAFUND (FCNTX)0.0039
MFS VALUE R3 (MEIHX)0.008
TRP BLUE CHIP GRTH (TRBCX)0.007
FID EXTD MKT IDX (FSMAX)0.00035
BARON SMALL CAP INST (BSFIX)0.0105
PIM RAE US SM I (PMJIX)0.0051
FID DIVERSIFD INTL K (FDIKX)0.0051
FID INTL INDEX (FSPSX)0.00035
FID FREEDOM 2010 K (FSNKX)0.0043
FID FREEDOM 2015 K (FSNLX)0.0046
FID FREEDOM 2020 K (FSNOX)0.0049
FID FREEDOM 2025 K (FSNPX)0.0053
FID FREEDOM 2030 K (FSNQX)0.0056
FID FREEDOM 2035 K (FSNUX)0.006
FID FREEDOM 2040 K (FSNVX)0.0063
FID FREEDOM 2045 K (FSNZX)0.0065
FID FREEDOM 2050 K (FNSBX)0.0065
FID FREEDOM 2055 K (FNSDX)0.0065
FID FREEDOM 2060 K (FNSFX)0.0065
FID FREEDOM 2065 K (FFSDX)0.0065
FID FREEDOM 2070 K (FRBEX)0.0064
FID FREEDOM INC K (FNSHX)0.0042
MIP CL 20.0049
FID US BOND IDX (FXNAX)0.00025
FID TREASURY ONLY MM (FDLXX)0.0042
Funds available in his 403(b)
NameGross Expense Ratio
FID 500 INDEX (FXAIX)0.00015
FID BLUE CHIP GR (FBGRX)0.0047
FID BLUE CHIP VALUE (FBCVX)0.0082
FID CAPITAL APPREC (FDCAX)0.0061
FID CONTRAFUND (FCNTX)0.0039
FID DISCIPLND EQTY (FDEQX)0.0046
FID DIVIDEND GR (FDGFX)0.0078
FID EQ DIV INCOME (FEQTX)0.0055
FID EQUITY INC (FEQIX)0.0054
FID FIDELITY FUND (FFIDX)0.0043
FID FOCUSED STOCK (FTQGX)0.0047
FID GROWTH & INC (FGRIX)0.0054
FID GROWTH COMPANY (FDGRX)0.0068
FID GROWTH DISC (FDSVX)0.0066
FID LARGE CAP STOCK (FLCSX)0.0079
FID LEVERGD CO STK (FLVCX)0.007
FID MAGELLAN (FMAGX)0.0047
FID MEGA CAP STOCK (FGRTX)0.0059
FID NASDAQ COMP INDX (FNCMX)0.0029
FID NEW MILLEN (FMILX)0.0084
FID OTC PORTFOLIO (FOCPX)0.0073
FID STK SEL ALL CAP (FDSSX)0.0044
FID STKSEL LGCAP VAL (FSLVX)0.0088
FID TOTAL MKT IDX (FSKAX)0.00015
FID TREND (FTRNX)0.0049
FID US SUSTN IDX (FITLX)0.0011
FID VALUE DISCOV (FVDFX)0.0062
FID EXTD MKT IDX (FSMAX)0.00035
FID GROWTH STRAT (FDEGX)0.007
FID LOW PRICED STK (FLPSX)0.0089
FID MID CAP IDX (FSMDX)0.00025
FID MID CAP STOCK (FMCSX)0.0079
FID MID CAP VALUE (FSMVX)0.0087
FID SEL CHEMICALS (FSCHX)0.007
FID SEL ENT TECH SVC (FBSOX)0.0068
FID STK SEL MID CAP (FSSMX)0.0065
FID VALUE (FDVLX)0.0084
FID VALUE STRAT (FSLSX)0.0084
FID SM CAP DISCOVERY (FSCRX)0.0103
FID SM CAP IDX (FSSNX)0.00025
FID SMALL CAP GROWTH (FCPGX)0.0094
FID SMALL CAP STOCK (FSLCX)0.0084
FID SMALL CAP VALUE (FCPVX)0.0097
FID STK SEL SM CAP (FDSCX)0.0092
FID CANADA (FICDX)0.01
FID CHINA REGION (FHKCX)0.0092
FID DIVERSIFD INTL (FDIVX)0.0062
FID EMERG MKTS DISC (FEDDX)0.0101
FID EMERGING ASIA (FSEAX)0.0084
FID EMERGING MKTS (FEMKX)0.0087
FID EMRG MKTS IDX (FPADX)0.00075
FID EUROPE (FIEUX)0.0065
FID GLB EX US IDX (FSGGX)0.00055
FID GLOBAL EQ INCOME (FGILX)0.0093
FID INTL CAP APPREC (FIVFX)0.0073
FID INTL DISCOVERY (FIGRX)0.0062
FID INTL GROWTH (FIGFX)0.0084
FID INTL INDEX (FSPSX)0.00035
FID INTL SM CAP OPP (FSCOX)0.0091
FID INTL SMALL CAP (FISMX)0.0101
FID INTL SUSTN IDX (FNIDX)0.002
FID INTL VALUE (FIVLX)0.0095
FID JAPAN (FJPNX)0.0087
FID JAPAN SMALL CO (FJSCX)0.0087
FID NORDIC (FNORX)0.0089
FID OVERSEAS (FOSFX)0.0069
FID PACIFIC BASIN (FPBFX)0.0103
FID TOTAL INTL EQ (FTIEX)0.0104
FID WORLDWIDE (FWWFX)0.0063
FID ENV ALT ENERGY (FSLEX)0.0071
FID GLB COMDTY STK (FFGCX)0.0086
FID INTL REAL ESTATE (FIREX)0.0088
FID NATURAL RES (FNARX)0.0071
FID REAL ESTATE IDX (FSRNX)0.0007
FID REAL ESTATE INVS (FRESX)0.0065
FID SEL AUTOMOTIVE (FSAVX)0.0077
FID SEL BANKING (FSRBX)0.0072
FID SEL BIOTECH (FBIOX)0.0066
FID SEL BROKERAGE (FSLBX)0.007
FID SEL COMM SERV (FBMPX)0.007
FID SEL CONS DISCR (FSCPX)0.007
FID SEL CONS STAPLES (FDFAX)0.0069
FID SEL CONSTR/HOUSE (FSHOX)0.0071
FID SEL DEFENSE (FSDAX)0.0068
FID SEL ENERGY (FSENX)0.0068
FID SEL FINTECH (FSVLX)0.0076
FID SEL GOLD (FSAGX)0.007
FID SEL HEALTHCARE (FSPHX)0.0065
FID SEL HTH CARE SVC (FSHCX)0.0068
FID SEL INDUSTRIALS (FCYIX)0.0069
FID SEL INSURANCE (FSPCX)0.0073
FID SEL LEISURE (FDLSX)0.007
FID SEL MATERIALS (FSDPX)0.0071
FID SEL MED TECH&DV (FSMEX)0.0065
FID SEL PHARMACEUTCL (FPHAX)0.007
FID SEL RETAILING (FSRPX)0.0066
FID SEL SEMICONDUCT (FSELX)0.0065
FID SEL SOFTWARE (FSCSX)0.0064
FID SEL TEC HARDWARE (FDCPX)0.007
FID SEL TECHNOLOGY (FSPTX)0.0064
FID SEL TELECOMM (FSTCX)0.0077
FID SEL TRANSPORT (FSRFX)0.007
FID SEL UTILITIES (FSUTX)0.0069
FID SEL WIRELESS (FWRLX)0.0073
FID TELECOM & UTIL (FIUIX)0.0075
FIDELITY FINANCIALS (FIDSX)0.0072
FID ASSET MGR 20% (FASIX)0.0049
FID ASSET MGR 30% (FTANX)0.0051
FID ASSET MGR 40% (FFANX)0.0051
FID ASSET MGR 50% (FASMX)0.0055
FID ASSET MGR 60% (FSANX)0.0064
FID ASSET MGR 70% (FASGX)0.0064
FID ASSET MGR 85% (FAMRX)0.0065
FID BALANCED (FBALX)0.0047
FID CONVERTIBLE SEC (FCVSX)0.0071
FID FDM IDX 2010 IPR (FFWTX)0.0008
FID FDM IDX 2015 IPR (FIWFX)0.0008
FID FDM IDX 2020 IPR (FIWTX)0.0008
FID FDM IDX 2025 IPR (FFEDX)0.0008
FID FDM IDX 2030 IPR (FFEGX)0.0008
FID FDM IDX 2035 IPR (FFEZX)0.0008
FID FDM IDX 2040 IPR (FFIZX)0.0008
FID FDM IDX 2045 IPR (FFOLX)0.0008
FID FDM IDX 2050 IPR (FFOPX)0.0008
FID FDM IDX 2055 IPR (FFLDX)0.0008
FID FDM IDX 2060 IPR (FFLEX)0.0008
FID FDM IDX 2065 IPR (FFIKX)0.0009
FID FDM IDX 2070 IPR (FRBUX)0.0008
FID FDM IDX INC IPR (FFGZX)0.0008
FID FREEDOM INC K (FNSHX)0.0042
FID MULTI ASSET IDX (FFNOX)0.0013
FID PURITAN (FPURX)0.0048
FID REAL ESTATE INC (FRIFX)0.0067
FID STRAT DIV & INC (FSDIX)0.0066
FID STRAT REAL RET (FSRRX)0.0077
FID CAPITAL & INCOME (FAGIX)0.0099
FID CONSV INC BD (FCNVX)0.003
FID CORPORATE BOND (FCBFX)0.0045
FID FOCUSED HIGH INC (FHIFX)0.0076
FID GLOBAL CREDIT (FGBFX)0.005
FID GNMA (FGMNX)0.0044
FID HIGH INCOME (SPHIX)0.0088
FID INFL PR BD IDX (FIPDX)0.0005
FID INTERMED BOND (FTHRX)0.0044
FID INTM GOVT INCOME (FSTGX)0.0044
FID INTM TR BD IDX (FUAMX)0.0003
FID INVST GR BD (FBNDX)0.0044
FID LT TR BD IDX (FNBGX)0.0003
FID LTD TERM GOVT (FFXSX)0.003
FID MORTGAGE SEC (FMSFX)0.0044
FID NEW MARKETS INC (FNMIX)0.0079
FID SHORT TERM BOND (FSHBX)0.003
FID ST TR BD IDX (FUMBX)0.0003
FID STRATEGIC INCOME (FADMX)0.0066
FID TOTAL BOND (FTBFX)0.0044
FID US BOND IDX (FXNAX)0.00025
FIDELITY GOVT INCOME (FGOVX)0.0044
FID FLOAT RT HI INC (FFRHX)0.0075
FID GOV CASH RESERVE (FDRXX) 0.0038
FID GOVT MMKT (SPAXX)0.0042
FID GOVT MMRK PRM (FZCXX)0.0036
FID TREASURY ONLY MM (FDLXX)0.0042
Thanks again!
Emergency funds: Three months of all household expenses saved
Debt: Mortgage $247K remaining @ 2.625% and vehicles; $45K @ 4.99% and $15k at 1.99%, no credit card balances
Tax Filing Status: Married Filing Jointly
Tax Rate: 24% Federal (just barely in this bracket), 5% State (based on 2023 return)
State of Residence: MA
Age: 38 and 37
Desired Asset allocation: Unknown, open to advise
Total Portfolio
Both of our jobs make us ineligible for social security, so not including it in calculations.
I also have a defined benefit plan that should net 48% of my salary (not reflected in any below numbers) at 55 years old which is the retirement goal.
$370k in 401k/403b/Roth currently
Current retirement assets
His Roth IRA at Vanguard
4.5% of 370k in VFIAX VANGUARD 500 INDEX ADMIRAL CL .04% expense ratio
11.5% of 370k in VFORX VANGUARD TARGET RETIREMENT 2040 INVESTOR CL .08% expense ratio
Her Roth IRA at Vanguard
9.5% of 370k in VFIFX VANGUARD TARGET RETIREMENT 2050 INVESTOR CL .08% expense ratio
His 403b
7.3% of 370k in FSELX Fidelity® Select Semiconductors Portfolio .65% expense ratio
Her 401k (50% of 4% company match)
40.9% of 370k in FNSDX Fidelity Freedom® 2055 Fund Class K .65% expense ratio
17.3% of 370k in FXAIX Fidelity® 500 Index Fund .015% expense ratio
7.6% of 370k in FCNTX Fidelity® Contrafund .39% expense ratio
1.4% of 370k in FDLXX Fidelity® Treasury Only Money Market Fund .42% expense ratio
Taxable
None
New annual Contributions
$8,450 his 403b
$23,000 her 401k (max annually) (50% of 4% employer matching)
$7000 his IRA/Roth IRA (max annually)
$7000 her IRA/Roth IRA (max annually)
$0 taxable
Questions:
1. Probably looking to move away from the target date funds based on the reading I've done here. Where should we put the allocations to best suit an attempt at retiring earlier? Open to any reality checks, advise, or suggestions. Thank you.
Available funds
Funds available in her 401(k)
NameGross Expense Ratio
FID 500 INDEX (FXAIX)0.00015
FID CONTRAFUND (FCNTX)0.0039
MFS VALUE R3 (MEIHX)0.008
TRP BLUE CHIP GRTH (TRBCX)0.007
FID EXTD MKT IDX (FSMAX)0.00035
BARON SMALL CAP INST (BSFIX)0.0105
PIM RAE US SM I (PMJIX)0.0051
FID DIVERSIFD INTL K (FDIKX)0.0051
FID INTL INDEX (FSPSX)0.00035
FID FREEDOM 2010 K (FSNKX)0.0043
FID FREEDOM 2015 K (FSNLX)0.0046
FID FREEDOM 2020 K (FSNOX)0.0049
FID FREEDOM 2025 K (FSNPX)0.0053
FID FREEDOM 2030 K (FSNQX)0.0056
FID FREEDOM 2035 K (FSNUX)0.006
FID FREEDOM 2040 K (FSNVX)0.0063
FID FREEDOM 2045 K (FSNZX)0.0065
FID FREEDOM 2050 K (FNSBX)0.0065
FID FREEDOM 2055 K (FNSDX)0.0065
FID FREEDOM 2060 K (FNSFX)0.0065
FID FREEDOM 2065 K (FFSDX)0.0065
FID FREEDOM 2070 K (FRBEX)0.0064
FID FREEDOM INC K (FNSHX)0.0042
MIP CL 20.0049
FID US BOND IDX (FXNAX)0.00025
FID TREASURY ONLY MM (FDLXX)0.0042
Funds available in his 403(b)
NameGross Expense Ratio
FID 500 INDEX (FXAIX)0.00015
FID BLUE CHIP GR (FBGRX)0.0047
FID BLUE CHIP VALUE (FBCVX)0.0082
FID CAPITAL APPREC (FDCAX)0.0061
FID CONTRAFUND (FCNTX)0.0039
FID DISCIPLND EQTY (FDEQX)0.0046
FID DIVIDEND GR (FDGFX)0.0078
FID EQ DIV INCOME (FEQTX)0.0055
FID EQUITY INC (FEQIX)0.0054
FID FIDELITY FUND (FFIDX)0.0043
FID FOCUSED STOCK (FTQGX)0.0047
FID GROWTH & INC (FGRIX)0.0054
FID GROWTH COMPANY (FDGRX)0.0068
FID GROWTH DISC (FDSVX)0.0066
FID LARGE CAP STOCK (FLCSX)0.0079
FID LEVERGD CO STK (FLVCX)0.007
FID MAGELLAN (FMAGX)0.0047
FID MEGA CAP STOCK (FGRTX)0.0059
FID NASDAQ COMP INDX (FNCMX)0.0029
FID NEW MILLEN (FMILX)0.0084
FID OTC PORTFOLIO (FOCPX)0.0073
FID STK SEL ALL CAP (FDSSX)0.0044
FID STKSEL LGCAP VAL (FSLVX)0.0088
FID TOTAL MKT IDX (FSKAX)0.00015
FID TREND (FTRNX)0.0049
FID US SUSTN IDX (FITLX)0.0011
FID VALUE DISCOV (FVDFX)0.0062
FID EXTD MKT IDX (FSMAX)0.00035
FID GROWTH STRAT (FDEGX)0.007
FID LOW PRICED STK (FLPSX)0.0089
FID MID CAP IDX (FSMDX)0.00025
FID MID CAP STOCK (FMCSX)0.0079
FID MID CAP VALUE (FSMVX)0.0087
FID SEL CHEMICALS (FSCHX)0.007
FID SEL ENT TECH SVC (FBSOX)0.0068
FID STK SEL MID CAP (FSSMX)0.0065
FID VALUE (FDVLX)0.0084
FID VALUE STRAT (FSLSX)0.0084
FID SM CAP DISCOVERY (FSCRX)0.0103
FID SM CAP IDX (FSSNX)0.00025
FID SMALL CAP GROWTH (FCPGX)0.0094
FID SMALL CAP STOCK (FSLCX)0.0084
FID SMALL CAP VALUE (FCPVX)0.0097
FID STK SEL SM CAP (FDSCX)0.0092
FID CANADA (FICDX)0.01
FID CHINA REGION (FHKCX)0.0092
FID DIVERSIFD INTL (FDIVX)0.0062
FID EMERG MKTS DISC (FEDDX)0.0101
FID EMERGING ASIA (FSEAX)0.0084
FID EMERGING MKTS (FEMKX)0.0087
FID EMRG MKTS IDX (FPADX)0.00075
FID EUROPE (FIEUX)0.0065
FID GLB EX US IDX (FSGGX)0.00055
FID GLOBAL EQ INCOME (FGILX)0.0093
FID INTL CAP APPREC (FIVFX)0.0073
FID INTL DISCOVERY (FIGRX)0.0062
FID INTL GROWTH (FIGFX)0.0084
FID INTL INDEX (FSPSX)0.00035
FID INTL SM CAP OPP (FSCOX)0.0091
FID INTL SMALL CAP (FISMX)0.0101
FID INTL SUSTN IDX (FNIDX)0.002
FID INTL VALUE (FIVLX)0.0095
FID JAPAN (FJPNX)0.0087
FID JAPAN SMALL CO (FJSCX)0.0087
FID NORDIC (FNORX)0.0089
FID OVERSEAS (FOSFX)0.0069
FID PACIFIC BASIN (FPBFX)0.0103
FID TOTAL INTL EQ (FTIEX)0.0104
FID WORLDWIDE (FWWFX)0.0063
FID ENV ALT ENERGY (FSLEX)0.0071
FID GLB COMDTY STK (FFGCX)0.0086
FID INTL REAL ESTATE (FIREX)0.0088
FID NATURAL RES (FNARX)0.0071
FID REAL ESTATE IDX (FSRNX)0.0007
FID REAL ESTATE INVS (FRESX)0.0065
FID SEL AUTOMOTIVE (FSAVX)0.0077
FID SEL BANKING (FSRBX)0.0072
FID SEL BIOTECH (FBIOX)0.0066
FID SEL BROKERAGE (FSLBX)0.007
FID SEL COMM SERV (FBMPX)0.007
FID SEL CONS DISCR (FSCPX)0.007
FID SEL CONS STAPLES (FDFAX)0.0069
FID SEL CONSTR/HOUSE (FSHOX)0.0071
FID SEL DEFENSE (FSDAX)0.0068
FID SEL ENERGY (FSENX)0.0068
FID SEL FINTECH (FSVLX)0.0076
FID SEL GOLD (FSAGX)0.007
FID SEL HEALTHCARE (FSPHX)0.0065
FID SEL HTH CARE SVC (FSHCX)0.0068
FID SEL INDUSTRIALS (FCYIX)0.0069
FID SEL INSURANCE (FSPCX)0.0073
FID SEL LEISURE (FDLSX)0.007
FID SEL MATERIALS (FSDPX)0.0071
FID SEL MED TECH&DV (FSMEX)0.0065
FID SEL PHARMACEUTCL (FPHAX)0.007
FID SEL RETAILING (FSRPX)0.0066
FID SEL SEMICONDUCT (FSELX)0.0065
FID SEL SOFTWARE (FSCSX)0.0064
FID SEL TEC HARDWARE (FDCPX)0.007
FID SEL TECHNOLOGY (FSPTX)0.0064
FID SEL TELECOMM (FSTCX)0.0077
FID SEL TRANSPORT (FSRFX)0.007
FID SEL UTILITIES (FSUTX)0.0069
FID SEL WIRELESS (FWRLX)0.0073
FID TELECOM & UTIL (FIUIX)0.0075
FIDELITY FINANCIALS (FIDSX)0.0072
FID ASSET MGR 20% (FASIX)0.0049
FID ASSET MGR 30% (FTANX)0.0051
FID ASSET MGR 40% (FFANX)0.0051
FID ASSET MGR 50% (FASMX)0.0055
FID ASSET MGR 60% (FSANX)0.0064
FID ASSET MGR 70% (FASGX)0.0064
FID ASSET MGR 85% (FAMRX)0.0065
FID BALANCED (FBALX)0.0047
FID CONVERTIBLE SEC (FCVSX)0.0071
FID FDM IDX 2010 IPR (FFWTX)0.0008
FID FDM IDX 2015 IPR (FIWFX)0.0008
FID FDM IDX 2020 IPR (FIWTX)0.0008
FID FDM IDX 2025 IPR (FFEDX)0.0008
FID FDM IDX 2030 IPR (FFEGX)0.0008
FID FDM IDX 2035 IPR (FFEZX)0.0008
FID FDM IDX 2040 IPR (FFIZX)0.0008
FID FDM IDX 2045 IPR (FFOLX)0.0008
FID FDM IDX 2050 IPR (FFOPX)0.0008
FID FDM IDX 2055 IPR (FFLDX)0.0008
FID FDM IDX 2060 IPR (FFLEX)0.0008
FID FDM IDX 2065 IPR (FFIKX)0.0009
FID FDM IDX 2070 IPR (FRBUX)0.0008
FID FDM IDX INC IPR (FFGZX)0.0008
FID FREEDOM INC K (FNSHX)0.0042
FID MULTI ASSET IDX (FFNOX)0.0013
FID PURITAN (FPURX)0.0048
FID REAL ESTATE INC (FRIFX)0.0067
FID STRAT DIV & INC (FSDIX)0.0066
FID STRAT REAL RET (FSRRX)0.0077
FID CAPITAL & INCOME (FAGIX)0.0099
FID CONSV INC BD (FCNVX)0.003
FID CORPORATE BOND (FCBFX)0.0045
FID FOCUSED HIGH INC (FHIFX)0.0076
FID GLOBAL CREDIT (FGBFX)0.005
FID GNMA (FGMNX)0.0044
FID HIGH INCOME (SPHIX)0.0088
FID INFL PR BD IDX (FIPDX)0.0005
FID INTERMED BOND (FTHRX)0.0044
FID INTM GOVT INCOME (FSTGX)0.0044
FID INTM TR BD IDX (FUAMX)0.0003
FID INVST GR BD (FBNDX)0.0044
FID LT TR BD IDX (FNBGX)0.0003
FID LTD TERM GOVT (FFXSX)0.003
FID MORTGAGE SEC (FMSFX)0.0044
FID NEW MARKETS INC (FNMIX)0.0079
FID SHORT TERM BOND (FSHBX)0.003
FID ST TR BD IDX (FUMBX)0.0003
FID STRATEGIC INCOME (FADMX)0.0066
FID TOTAL BOND (FTBFX)0.0044
FID US BOND IDX (FXNAX)0.00025
FIDELITY GOVT INCOME (FGOVX)0.0044
FID FLOAT RT HI INC (FFRHX)0.0075
FID GOV CASH RESERVE (FDRXX) 0.0038
FID GOVT MMKT (SPAXX)0.0042
FID GOVT MMRK PRM (FZCXX)0.0036
FID TREASURY ONLY MM (FDLXX)0.0042
Thanks again!
Statistics: Posted by radiodriver — Tue Dec 24, 2024 10:09 am — Replies 3 — Views 130