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Personal Investments • Swapping out LT bond fund for Int-Ca Tax Free

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I have a California Long Term Tax Exempt Muni fund with Franklin Templeton opened years ago by my parents. FKTFX Expense ratio is .60. Current yield about 3.51%. I take the monthly payoffs for income purposes as I am retired at age 70.

I also have VCADX, the Vanguard Intermediate Tax Exempt Muni fund. ER is .09 and is yielding 3.43%.

Is there any advantage to keeping both? Can certainly save a bit on the ER. Also in consideration is that I have a capital gain on the Franklin fund that I may use against a loss elsewhere.

Appreciate your feedback.

Statistics: Posted by nesdog — Tue Jun 04, 2024 3:46 pm — Replies 1 — Views 95



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