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Personal Finance (Not Investing) • What is the real advantage of using credit cards with a 0% APR?

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I am trying to decide accepting an offer for a 0% APR. One for 15 months and another for 21 months. What is real advantage of using these? Would investing the money in the market that I would use to pay the CC in full make sense assuming I pay them off before the APR kicks in? Can someone explain the pros and cons of such a card at a 5th grade level please?

Thanks in advance.

Statistics: Posted by worthit — Sun Feb 02, 2025 6:08 pm — Replies 17 — Views 549



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