Personal Investments • Roth or not?

I'll be 59 years old soon and clueless about investing.

I recently cancelled my financial advisor of less than 1 year (1.22% fee) and now have the following Target Funds...

$447,000 in FXIFX (0.12 expense ratio, rollover IRA, no contributions being made)

$110,000 in FID FRDM BLND 2030 T (0.20 expense ratio, fund offered by employer, 19% taken out each paycheck with 9% going to Roth I just opened a couple weeks ago)

Am I too old to do a Roth?
If not, should I just make the entire 19% Roth?

I really appreciate your thoughts/advice.

Thank you!

Statistics: Posted by BettyBon — Fri Jun 07, 2024 3:41 pm — Replies 3 — Views 179

---