I currently have a significant amount of money (~50% of my net worth) in vested and unvested RSUs from my company as part of my compensation package (I know). I absolutely realize that I need to diversify this and am looking to sell off the vested portion of my stock and diversify it in the most sensible way possible. My tax-advantaged accounts are all maxed out, so this would need to be held in a taxable account (don't currently have any taxable investment accounts).
My question is what are some recommendations for funds to hold in a taxable account, and in what ratios? For context, the rest of my investments (401k and IRAs) are invested in Vanguard Target Date funds, mix of 2050/2055, so I am looking for something that is set and forget, or at least very easy to manage. Currently considering VTI: 70%, VXUS: 20%, VTEB:10% but want to sanity check and get other opinions as I am financially literate, but not an expert in this area.
If it helps, I am married and file jointly. My income is ~$280k and my wife's is ~$90k, so roughly $370k combined household income. Happy to provide any other info if needed.
My question is what are some recommendations for funds to hold in a taxable account, and in what ratios? For context, the rest of my investments (401k and IRAs) are invested in Vanguard Target Date funds, mix of 2050/2055, so I am looking for something that is set and forget, or at least very easy to manage. Currently considering VTI: 70%, VXUS: 20%, VTEB:10% but want to sanity check and get other opinions as I am financially literate, but not an expert in this area.
If it helps, I am married and file jointly. My income is ~$280k and my wife's is ~$90k, so roughly $370k combined household income. Happy to provide any other info if needed.
Statistics: Posted by Coherence7924 — Wed Jun 19, 2024 5:35 pm — Replies 12 — Views 628