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Personal Investments • Solo 401k, can still do spousal IRA?

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I run a small business and have a Solo 401k to which I contribute employer, employee pre-tax, and post-tax (for a roth rollover), up to the annual limit of $66,000.

My spouse has two IRAs, one Roth, one traditional, from when she used to work years ago. She no longer works.

My question is can I put an additional $6,500 into my non-working spouse's IRA even though I've got a solo 401k that I'm maxing out?

We use Fidelity for her accounts and mine. What's the mechanism for designating a contribution as a spousal contribution so it doesn't get flagged by the IRS?

Statistics: Posted by casualflower — Wed Jun 19, 2024 7:45 pm — Replies 1 — Views 81



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