Personal Investments • Help with asset management after splitting with financial planner

Hi, first post here. I recently went ahead and decided to cut ties with my financial planner due to very high annual fees. These past weeks I've been working on transferring all my accounts/assets to fidelity (self-employed 401k/Roth/HSA/Brokerage) since they have a local branch. I've been reading the wiki and a few books but I am looking for feedback on my plan for these accounts (US based, mid-30s).

1) My brokerage account that was managed by my advisor before transferring has a lot of BlackRock assets: https://www.portfoliovisualizer.com/bac ... tuSd2xD6yQ. This is complicated and I want to clean it up. Given possible taxes for selling, I wasn't sure if to sell it all or not. I'm not sure if anyone reading this has been in a similar spot. The account is about 2 years old. On reddit I saw a few people mentioning they don't have any bonds and I was thinking of going 80/20 VTI/VXUS or 60/20/20 VTI/VXUS/BND. Any recommendations are appreciated.

2)For my 401k/Roth I plan on liquidating everything and starting from scratch. I'm debating doing a Vanguard target date fund vs. a 70/20/10 VTI/VXUS/BND split. Any recommendations on a good split (I'm ok with more aggressive)?

Thanks, everyone!

Statistics: Posted by kingjuvi — Thu Jun 20, 2024 8:17 pm — Replies 0 — Views 5

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