I have a few savings bonds from many years ago and given the current interest rates in a vanguard settlement fund, I’m wondering if I’m better off cashing out of all these bonds and just putting the money into a settlement account or buying a new bond at current rates?!
Or should I hold on to these because of possible rates falling in the future resulting in these bonds being better than the settlement funds rates at that time?
Below are my Series EE bonds with maturity year and current interest rate as of today:
2039 1.20%
2029 3.81%
2028 3.79%
2027 3.81%
2026 3.58%
2025 4.00%
And I have one I bond:
2035 4.18%
It’s not an overly significant amount of money. So if you were in my shoes would you sell any/all early? They all accrue again 7/1
Or should I hold on to these because of possible rates falling in the future resulting in these bonds being better than the settlement funds rates at that time?
Below are my Series EE bonds with maturity year and current interest rate as of today:
2039 1.20%
2029 3.81%
2028 3.79%
2027 3.81%
2026 3.58%
2025 4.00%
And I have one I bond:
2035 4.18%
It’s not an overly significant amount of money. So if you were in my shoes would you sell any/all early? They all accrue again 7/1
Statistics: Posted by dave.m — Thu Jun 20, 2024 8:39 pm — Replies 1 — Views 18