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Personal Finance (Not Investing) • Merrill has no record of a check deposit I made..

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My wife got a check in her name, I was going to put it in our joint BofA but at the last second decided to deposit it to ML. I saw the check in my activity for 2 days in a pending status, and all of a sudden its gone. It doesn't show as pending, nor does it show up as rejected* I called ML and they said to get in touch with the issuer. I still have an email from ML showing the deposit confirmation number, which the rep basically said was worthless.. The issuer is a health provider and I haven't gotten a response from them.

So now this money is in limbo and I don't want to try to deposit it again for fear of being accused of trying to double dip a check.

What should I do? Keep escalating with the provider to see if they can re-issue a check? I don't mind waiting but the next steps seem aren't super clear for me. WWYD?

*The ML account was an individual account (under my name) at the time of depositing the check. I forgot her name wasn't on it (I signed paperwork to add my wife to the ML account weeks ago, and that's still in process now). So I assume the check is rejected, but it's just not showing up at all which worries me.

Statistics: Posted by z91 — Wed Jul 03, 2024 4:11 pm — Replies 4 — Views 499



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