Fidelity Roth 401K.
30+ yr time horizon.
Is it wiser to invest in VFFVX currently 90/10 stocks/ bonds 60/40 domestic/ international ( set & forget) or Fidelity’s SP500?
No 100% stock global option in employer plan, for retirement SP500 doesn’t seem diversified enough so figured I’d like to get some other opinions. Also, given the recent rocket ship the SP500 has been on makes me think reversion to the mean is inevitable in a perfect world Vanguards VT or VTWAX would be nice but there is no equivalent option in my selection of funds and the target date funds are pretty close in terms of stock diversification just they have the 10% bond allocation ( buzz kill).
My thoughts are if I don’t like the glide path I can always change/ rebalance to another target date down the road to stay at the 90% stock balance, etc if my risk appetite remains the same.
30+ yr time horizon.
Is it wiser to invest in VFFVX currently 90/10 stocks/ bonds 60/40 domestic/ international ( set & forget) or Fidelity’s SP500?
No 100% stock global option in employer plan, for retirement SP500 doesn’t seem diversified enough so figured I’d like to get some other opinions. Also, given the recent rocket ship the SP500 has been on makes me think reversion to the mean is inevitable in a perfect world Vanguards VT or VTWAX would be nice but there is no equivalent option in my selection of funds and the target date funds are pretty close in terms of stock diversification just they have the 10% bond allocation ( buzz kill).
My thoughts are if I don’t like the glide path I can always change/ rebalance to another target date down the road to stay at the 90% stock balance, etc if my risk appetite remains the same.
Statistics: Posted by Squish — Fri Jul 12, 2024 10:17 pm — Replies 2 — Views 227