Personal Finance (Not Investing) • Another which tax-software-to-use...
My tax software history:Been a Turbotax user for many years, and no real issues (even learned how to force values in the Forms to bring SE tax down due to a totalization agreement that TT couldn't...
View ArticlePersonal Finance (Not Investing) • Help me budget for 2025
We have been operating without a budget forever and I am now trying to outline our 2025 expenses inorder to understand our FI number. I really need your input. - What line items have I missed?- What...
View ArticleInvesting - Theory, News & General • New Bogleheads Podcast: Episode 76:...
Meir Statman is the Glenn Klimek Professor of Finance at Santa Clara. His research focuses on behavioral finance as he attempts to understand how investors and managers make financial decisions and...
View ArticlePersonal Investments • New to backdoor Roth - timing for 2024
Bogleheads - new member and incredibly happy to be a part of this forum. This is the first year my wife and I have MAGI above the limits for a traditional Roth IRA contribution. As such, we will be...
View ArticlePersonal Investments • ETFs vs Index Funds in taxable account
I currently own index funds in a Roth IRA and 401k. I’m going to put some money into a taxable account. I am far from an expert but have heard ETFs are the way to go in a taxable account over mutual...
View ArticlePersonal Investments • Mitigating SORR with income funds
I intend to stop working in the next year or two (I’ve already passed the “safe” retirement date provided by Pralana Retirement FWIW), yet I appreciate that safety is largely an illusion and sequence...
View ArticlePersonal Finance (Not Investing) • Can I use long term loss to offset short...
I have a lot of long term paper loss, no short term loss. If I incur $100 short term capital gain, can I produce $100 long term loss to offset it?Statistics: Posted by frugalor — Fri Nov 29, 2024 7:57...
View ArticlePersonal Finance (Not Investing) • Safe withdrawal rate at 88
What is a safe withdrawal rate for an 88 yo (female)? SSA actuarial tables suggest an average life expectancy of 5.5 years. A relative is considering a move to a higher level of care (from independent...
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Personal Investments • Unwinding a taxable Ally robo-portfolio
If I transfer ETFs to Fidelity and they show up with unknown cost basis, do I have to fully enter that data to be able to donate them? Fidelity indicates no, but wouldn't the acquisition date become...
View ArticlePersonal Investments • Bonds funds for an overweighted portfolio
Hoping to get some ideas from the board.We are well past the point of FIRE, and have at least 2x more than we need. Might continue working for the foreseeable future, which covers our living expenses,...
View ArticlePersonal Finance (Not Investing) • IRMAA & donating appreciated shares
Hello,If I make an appreciated shares donation to a charitable fund, is that amount then not included in the MAGI for IRMAA purposes? I'm not yet of age to do a QCD. I'll be starting Medicare B later...
View ArticlePersonal Finance (Not Investing) • FEDVIP dental insurance or Limited Expense...
I used this FEHB open season to switch health insurance to Carefirst's HDHP. I'm debating whether to sign up for a FEDVIP dental plan or the FSAFEDS Limited Expense Health Care FSA described here (or...
View ArticlePersonal Consumer Issues • Hedonic treadmill regrets?
The hedonic treadmill is often mentioned here. The things we buy just because we want them. We don't need them. They are sometimes not practical, not the cheapest things, but we can easily afford...
View ArticleInvesting - Theory, News & General • Macroeconimc Entropy and Central...
An Observation Regarding Keynesian EconomicsDebt and business cycles happen, boom and bust phases exist in most economies throughout history. It really is not predictable when the booms or busts...
View ArticleNon-US Investing • ISA advice for novice
Hi everyone, just looking for some advice as a novice UK investor. Im 44 and only started investing in 2021, but had no real strategy or plan. It was simply a case of monthly deposits into my Vanguard...
View ArticleInvesting - Theory, News & General • U.S. stock market valuations
I don't know anything and have given up trying to predict anything, but the Shiller PE is approaching 39, the third-highest on record (a smidgen away from the #2 highest). Like I said I don't know...
View ArticleInvesting - Theory, News & General • Impossible to send secure message to...
I wanted to alert them to a technical problem (a page in Portfolio Watch does not scroll in Firefox...had same problem a week ago).I thought that in the Message Center it was still possible to contact...
View ArticlePersonal Finance (Not Investing) • Question on NJ L8 Tax Waiver Form and...
Hi all,I'm sole executor of Mom's will. My sibling and I are splitting assets 50/50. I opened an estate account in one bank (Bank A). My Mom's one brokerage account required me to open an estate...
View ArticlePersonal Finance (Not Investing) • Transition from S-Corp back to sole...
DW is self employed. Several years ago our then accountant had her setup as an S-corp LLC. We have a new accountant now but it doesn’t seem worth all the extra bookkeeping and Administrative fees to...
View ArticlePersonal Finance (Not Investing) • Transferring assets from regular account...
Is there a tax consequence if one transfers mutual funds from a regular account to a Revocable Trust (or vice versa)?Statistics: Posted by ABS — Sat Nov 30, 2024 5:41 pm — Replies 4 — Views 291
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