Personal Investments • portfolio review request and fixed income question
Hi all. Thanks in advance.We're a late 30s couple with two young kids. DW and I have simplified our investing lives over the past few years. Writing here for general advice and for help identifying...
View ArticlePersonal Consumer Issues • Roommate Subleasing Next Summer - Talk to Lawyer...
My son is renting a house with three other students while away at college. All had gone well so far and everyone gets along and pays their bills. Next summer, the boys will not be there and one of the...
View ArticlePersonal Investments • Portfolio Review
Hello Bogleheads,I recently moved assets from Edward Jones into my Fidelity account (that I had some funds in already). Though, the portfolio my advisor had me in was overly complex. In this post, I'm...
View ArticlePersonal Finance (Not Investing) • Is a Life Insurance Company Trying to Scam...
Hello everyone,I’m reaching out for advice regarding a concerning situation I’m facing after the recent passing of my 93-year-old mother on December 1, 2024. On January 18, 2025, I received an...
View ArticlePersonal Investments • RMD
I am turning 73 in March of this year and am considering from where and how to take my first RMD.Before taxes, I need to withdraw from my tax protected accounts approximately $60,000. The vast...
View ArticlePersonal Investments • Hedge Funds take Record Short Position on U.S....
For people smarter than me, what does this mean? Should I be worried? Hedge fund managers take record short position on US equities.https://www.dailymail.co.uk/news/articl ... alarm.htmlStatistics:...
View ArticlePersonal Finance (Not Investing) • How difficult is tax return in year of...
My wife died in Nov 2024. Our estate attorney suggested I might want to hire a CPA for filing our 2024 taxes. However, it doesn't seem like it will be that much more difficult than our previous tax...
View ArticlePersonal Consumer Issues • what do you top your mattress with
We replaced our old mattress with one made by a local mattress mfg as we like them. it is a firm mattress. i used the foam topper we had from the old mattress i never liked the foam iI has made the...
View ArticleInvesting - Theory, News & General • Question about US cost basis step up...
Folks is my understanding right?1. If a person doesn't sell stocks in Canada and keeps it after the move to USA. The cost basis adjusts to FMV of the day of the move?2. If a person sells before the...
View ArticlePersonal Finance (Not Investing) • Investment Property Sale and Tax Minimization
Hi Community:Here is the situation: selling an investment property this year. Expected capital gain is ~$170k, Depreciaiton Recapture is ~$60k, Passive Losses is ~$50k. DW and I are at ~$225k taxable...
View ArticlePersonal Consumer Issues • Self-publishing for meaning of life
I am having trouble trying to self publish using Amazon KDP or Barnes and Noble Press. Their servers seem to have trouble with either too much demand or working with my slow internet connection. I use...
View ArticleInvesting - Theory, News & General • BND versus adding to tips ladder?
I would appreciate folks' input on how best to handle fixed asset allocation in retirement.Quick background - and feel free to ask for other pertinent details - 67 year old newly retired with retired...
View ArticlePersonal Finance (Not Investing) • Executor Fee
I see state specific calculators online for executor fees, based on "total estate value"Does total estate value include TOD and IRA BDA accounts?Scourged the internet for the answer to this simple...
View ArticlePersonal Investments • Recommend funds for this allocation please
I retired and my 401K was rolled over to Fidelity last week and as of Monday they sit in an IRA Money Market, so I need to get back in the game.The Market had back to back days of winning, but is...
View ArticlePersonal Investments • Compare Fidelity Core Positions
I would like to compare two Fidelity money market funds stricly on the basis of safety (not state tax advantage, yield, etc.):FZFXX - Treasury Money Market FundFDLXX - Treasury Only Money Market Fund...
View ArticlePersonal Investments • Change from Vanguard Investor Shares to Admiral
Will Vanguard automatically reclassify Investor shares to Admiral shares once the 50k requirement is reached?Statistics: Posted by oakbluffs — Wed Feb 05, 2025 7:29 pm — Replies 3 — Views 297
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Non-US Investing • specific Ireland domiciled new portfolio building
Hi guys,my backgroundI am a 34yo, own a house, have a stable job that provides a retirement plan and offers additional life insurance, and voluntary pension. Croatian citizen, Luxembourgish tax...
View ArticlePersonal Investments • Retired income producing options
Hello,On this post for the first time. Retired in 2024 and while I do have an assortment of growth investments, also looking for relatively stable income producing ideas. One I have is FTSL. Dividend...
View ArticlePersonal Finance (Not Investing) • Help: Seeking to Simplify Life
I feel like my life is getting ever more complicated and my precious time is getting squeezed to pulp. I would like to simplify my life, everything from work to finances. In that light, I’m interested...
View ArticlePersonal Finance (Not Investing) • how long for a vanguard order?
I funded a Vanguard account with a wire from my house sale. It took until after business hours to the money to show up in my account. I placed an order for shares of a money market fund. its been a...
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