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Personal Finance (Not Investing) • Please help me how to designate beneficiaries?

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I am single, no kids, no pets, 46M.

I plan to evenly distribute between Mother (82F), Brother A (58M, Married, has 1 adult female child), Brother B (61M, Married, no child).

I have a Fidelity account which has my employer 401k, Roth IRA and ESPP accounts. It has an option for Contingent too which I am confused about.

Do I also let them know that they are beneficiaries on my accounts? What information do I need to give them?

Who would you give the beneficiaries as primary if you were me?

How does this 'Payable to Death' work? Do I also need a Will?

Statistics: Posted by Vanguard User — Sat Aug 03, 2024 8:39 pm — Replies 8 — Views 611



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