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Personal Finance (Not Investing) • Tax benefits for transferring 529 money to our state

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Before I had any idea I was doing , I read Utah 529 is great , so invested money in their 529, not taking the tax benefits of 529 in our state ( we are not in Utah )

That balance is about 75K each for 2 kids ( 150 K total )

I tried to call our state plan to see if I start transferring money to our state , can I get state tax benefit similar to new contributions?

This is the reply I got

“The state deduction to move from one state 529 plan to …. would still apply. I hope this clarifies any concerns you have”

Has anyone done it ? How to go about it ? Should I only transfer upto annual gift limit ? Our state is generous with state tax deduction for 529 .

Thank you

Statistics: Posted by Sho — Sun Aug 11, 2024 10:25 pm — Replies 4 — Views 275



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