Personal Investments • Any Way to Move HRA (Health Reimbursement Arrangement)
I have a HRA and not thrilled with the company that is holding my money. Plus I have no control over how it is invested. Any way to move the money to another brokerage?Statistics: Posted by...
View ArticlePersonal Investments • Question regarding Realized Gains/Losses...
About a week ago, I exchanged VBTLX at a loss for VSTAX, but I am not seeing the realized losses in the Vanguard Cost Basis section. Is there a delay in posting the loss?Statistics: Posted by RoadRat...
View ArticlePersonal Consumer Issues • Do you happen to know of any major disadvantage of...
Good morning, When checking Kobo Clara BW I found it quite appealing, it is similar to Paperwhite, released in 2024 and, by now, on sale.I checked Mobileread, Reddit and Wirecutter reviews, looking...
View ArticlePersonal Investments • HSA and MBD Roth - Help Me Optimze
Bogleheads, For the last several years, I've been in the enviable position of being able to max all of the below accounts:- 401k- HSA (never spent, invested in VTI)- Roth IRA for self and spouse-...
View ArticlePersonal Finance (Not Investing) • Tax benefits for transferring 529 money to...
Before I had any idea I was doing , I read Utah 529 is great , so invested money in their 529, not taking the tax benefits of 529 in our state ( we are not in Utah )That balance is about 75K each for...
View ArticleNon-US Investing • US-domicles ETF (Charles Schwarb) to Irish-domiciled UCITS...
Needing advice on a move from US-domiciled ETF to Irish-domicled UCITI'm resident in a country (Taiwan) with neither tax nor estate treaty with USA. For the past 6 years I've been investing and built...
View ArticlePersonal Investments • Help! Flailing to figure out the bond side of my AA
Please help. I can’t figure out what to put in my IPS for the fixed income side of my asset allocation.—BND is the touted component of the 3-legged portfolio, but it has the negatives of holding...
View ArticlePersonal Investments • Increasing equity position in 2024? Bubble?
Hi Bogleheads,I am in my early 30s and have a very nice position in both cash (mostly bonds) and equities, but feel I am overweight in cash and would like advice on how/when to transition into more...
View ArticlePersonal Investments • gifting stock to kid with no brokerage account
I'd like to gift some stock to a relative who's going to college. She's turning 18 this year but hasn't passed her birthday. Should I open a UTMA for her? Then she'll assume ownership on her 18th...
View ArticlePersonal Finance (Not Investing) • sanity check on first time buying a home
hey folks, been a few years since i got on this forum (babies), recently have been struggling re: whether i should buy a home, or how much i should spend; oddly reading bogle heads posts made me feel...
View ArticlePersonal Investments • Portfolio advice if heavily invested in real estate -...
I am interested in some portfolio allocation suggestions and an opinion on whether its time to get an advisor. Situation and questions:1. I recently returned to work after a layoff, rolled my 401K...
View ArticleNon-US Investing • ETFs and IBKR
Hello, I have a question - having diligently read through ‘The Bogleheads Guide to Investing’, I quote from pages 47 - 48 on the topic of EFTs: ‘EFTs are not suited for investors who make number of...
View ArticlePersonal Investments • Considerations for withdrawing contributions from Roth...
Are there any formulas or guides for calculating whether to withdraw from taxable brokerage first vs. contributions to Roth IRA (via MBR Roth conversions) for liquidity purposes pre-retirement? I...
View ArticleNon-US Investing • U.K AA mix between ISA and general account.
A taxing questionUK basedMy AA is 60/40.A world tracker ETF for equities and an intermediate duration GBP hedged bond fund for fixed income.My understanding was that the fixed income assets were best...
View ArticlePersonal Investments • Tax-efficient fund placement
I would like to minimize taxes by placing investments appropriately in my tax-deferred or taxable accounts. I am retired, age 65, in the US, and married filing jointly, if it matters. My desired asset...
View ArticlePersonal Finance (Not Investing) • Missing Money / Unclaimed property
Hello All,How legitimate is MissingMoney.com or other state websites showing a listing of unclaimed property? I see some unclaimed property under my name - these websites are asking for SSN etc.Thank...
View ArticlePersonal Consumer Issues • Website designer..?
I'm thinking about doing a website . Best way to get a professional website up and running ASAP. I have a domain .com name and am pretty clear on what the contents of the site should be....not sure of...
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Personal Consumer Issues • Buying a new clarinet: Intermediate vs...
My 13-year old son started playing clarinet last year as his band instrument in school. Being a frugal person myself and not knowinig if he would stick with it, I bought a used Yamaha YCL-250 clarinet...
View ArticlePersonal Finance (Not Investing) • How luck plays a role in life and how we...
I don't think this is uncharted territory at all but it did make me think about things a little bit differently, and I would say it was mentally a positive thing and there are lessons in here, so for...
View ArticlePersonal Investments • strange rollover situation
I have found the latest greatest mutual fund from T Rowe Price and would like to invest...only problem is the fund is closed, but I can get in if I have $250k in household $ with T Rowe. I have always...
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