Hello, a little about myself, 32, employed(90k/yr), married(combined income 120k/yr), no debt besides home, emergency fund(15k).
My question: I currently manage my own Roth IRA and brokerage account and wanted to know if my investing strategy would net me an average of +10%/year for the next ~30 years.
Roth IRA:
$550/month contribution
50% FZROX(Total market - 2,634 holdings)
40% FNILX(Large Cap Index - 508 holdings)
10% FZILX(International Total market - 2,296 holdings)
Individual(Long term account):
$250/month contribution
50% FSKAX(Total market - 3,888 holdings)
20% FXAIX(500 index - 506 holdings)
20% FTIHX(Total International)
10% Stock(whatever I desire)
My goal is to hold these positions long term and sell only if required. I also have a 401K(4% match) I contribute to that currently has ~30k. I would like to retire as much before 67 as possible, and would require a few million dollars.
My question: I currently manage my own Roth IRA and brokerage account and wanted to know if my investing strategy would net me an average of +10%/year for the next ~30 years.
Roth IRA:
$550/month contribution
50% FZROX(Total market - 2,634 holdings)
40% FNILX(Large Cap Index - 508 holdings)
10% FZILX(International Total market - 2,296 holdings)
Individual(Long term account):
$250/month contribution
50% FSKAX(Total market - 3,888 holdings)
20% FXAIX(500 index - 506 holdings)
20% FTIHX(Total International)
10% Stock(whatever I desire)
My goal is to hold these positions long term and sell only if required. I also have a 401K(4% match) I contribute to that currently has ~30k. I would like to retire as much before 67 as possible, and would require a few million dollars.
Statistics: Posted by Couj — Mon Aug 12, 2024 9:35 pm — Replies 6 — Views 802