Personal Investments • Retirement Strategy
Hello, a little about myself, 32, employed(90k/yr), married(combined income 120k/yr), no debt besides home, emergency fund(15k).My question: I currently manage my own Roth IRA and brokerage account...
View ArticlePersonal Finance (Not Investing) • How to navigate financial anxiety
My employer recently conducted a large layoff. While I was lucky to survive this layoff, I can’t help but think I may be laid off in the future and I may not earn as much as now. This is causing me to...
View ArticlePersonal Consumer Issues • How do you all even find a new place to live?
Let's say you are extended an offer for a new job in a new city that is a 3 full day's drive away. You have two months to give notice to your current employer, pack up the bags, land in the new city,...
View ArticlePersonal Finance (Not Investing) • Is It Safe to Keep Vanguard/Banking Apps...
Is it safe to keep Vanguard or other banking apps on your iPhone? What happens if someone steals your phone? Wouldn't it be easy for them to be able to login and/or receive dual factor...
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Personal Finance (Not Investing) • Retiring Soon & Worried About Sequence...
Planning to retire soon. Below is my portfolio as of a few months ago. It's now grown to around 3.8M. I'm 63 and I'll take SS at 70 and estimate I'll receive around 45k/year. No pension or additional...
View ArticlePersonal Finance (Not Investing) • Convert K-1 pdf to txf format for TT import?
I have a K-1 in .pdf format that I need to convert to .txf format to import into Turbo Tax. Can anyone suggest a safe and accurate conversion software source/method to effect such a conversion? Also,...
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Non-US Investing • Austrian resident - seeking feedback on first...
Dear Bogleheads,I am so happy to have found this community. The amount and quality of information is impressive, as well as how generously people are sharing their knowledge and experience. Thank you...
View ArticlePersonal Finance (Not Investing) • Question about HSA (Health Savings Account)
I and my friend were in a clinic and we had to pay cash or debit card to get a discount. So we both received services I forgot my debit card so my friend paid for my expense also which was like $250...
View ArticlePersonal Finance (Not Investing) • New rules and doing a for sale by owner-...
Considering selling my house by owner - market is fairly strong where we live with limited inventory in our 300-400K price range. In no rush as we are moving across town and can swing buying new place...
View ArticlePersonal Consumer Issues • Post-sale support on FB marketplace..?
Hey all,Sort of an interesting situation here but I sold a new unused fishing rod/reel combo yesterday on Facebook marketplace. The buyer messaged me today saying his wife caught a fish on it and the...
View ArticlePersonal Consumer Issues • Doctor says I need cataracts need recommendations
My doctor says Medicare will pay for basic but not astigmatism. What have some of you had done? I don’t mind paying for the latest greatest if it works. Thanks everyone...
View ArticlePersonal Investments • Portfolio Review (For my parent's retirement)
Emergency funds: 75k cash (included below)Debt: NoneTax Filing Status: MarriedTax Rate: 24% Federal, 3.7% StateState of Residence: PennsylvaniaAges: 68 Male & 67 FemaleNeeded Retirement income:...
View ArticlePersonal Finance (Not Investing) • Banks: which allow large transfers from...
I am looking for some data points from business owners who have their personal and business accounts at the same bank.I have run into some issues where our bank has a per day and per month limit on...
View ArticlePersonal Investments • Tbills vs tbill etf
I have some money in money market and I’m looking at moving it into something safer. What do you think of SHV ( black rock etf for treasury <1 year) vs buying treasury bills. There is $750k that...
View ArticlePersonal Investments • Just retired. Converting IRA VTSAX to ?
Age 61. Should live to 90. Married.Looking to go from 100% VTSAX to a 2 fund AA that includes VTSAX and ??.My default is VTSAX and VBTLX (IRA)The purpose of the non VTSAX is for spending money during...
View ArticlePersonal Finance (Not Investing) • Bay area programmer - possible job switch...
DD is facing one definite and two possible life changes. She's two years out of college and has been programming for a (very) big tech in the Bay Area (down the peninsula) for 2 years. She and...
View ArticlePersonal Consumer Issues • comprehensive ID theft monitoring service
Is there a credit monitoring service that will monitor activity on all the credit bureaus?Most seem to only cover the first 3 of the following list. What about the bottom...
View ArticlePersonal Consumer Issues • Costco Unadvertised Coupons and Discount
Costco publishes its monthly coupon book followed by its warehouse savings, but often times when I walk around I notice additional items that have a discount, but is not published anywhere that I know...
View ArticlePersonal Consumer Issues • Arizona and California in December
My partner has never been to the US before so we plan on traveling there in December to spend some time in Arizona to see family and a couple of days in LA to see friends. It will be two weeks in...
View ArticlePersonal Consumer Issues • Cheapest Landline when whole family has iPhones?
My family all has iPhones but we'd like to keep a landline as the "home number" to receive calls and for an easy-to find phone to call 911. Current ATT plan is pretty expensive. I have researched this...
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