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Personal Investments • Insurance options for unlevered owned properties

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Odd question - I’ve been paying insurance as part of my monthly payments, well I guess forever.

This past year we paid off the mortgage on our primary home, as well as on our rental property (the latter has a HELOC that has been undrawn for a year+, so likely we will cancel it).

I’ve renewed (usually just a 1 time payment directly to the carrier) with the existing providers out of inertia.

We’ve done some “bundling” (primary residence, our cars) with Liberty Mutual. The carrier for our rental property (it was placed with a long standing agent) is Lloyds (nothing special about the property - it is a townhouse in metro Boston). I have to say that the customer service with this carrier is abysmal.

How do folks think about carrying insurance for primary or investment properties once the mortgage is paid off? Any other providers or options we should consider or ways we can leverage multiple properties/vehicles etc.- i.e. Pure? Other Mutuals?

Thanks

MB

Statistics: Posted by mass_biker — Fri Aug 30, 2024 10:15 am — Replies 0 — Views 61



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