Personal Investments • Insurance options for unlevered owned properties
Odd question - I’ve been paying insurance as part of my monthly payments, well I guess forever.This past year we paid off the mortgage on our primary home, as well as on our rental property (the...
View ArticlePersonal Finance (Not Investing) • Data broker websites - Norton ID Navigator
Remove your info (Opt Out) from data broker websites...Your visa may give you free ID Navigator Powered by LifeLockUS Bank is one that advertises this.https://lifelock.norton.com/visabenefitPart of ID...
View ArticlePersonal Finance (Not Investing) • HSA reimbursement for transportation at a...
Hello everyone! I have had many doctors visits this year and have regularly been taking public transit to these appointments. I know that bus fee is reimbursable by my HSA so I have been recording...
View ArticlePersonal Finance (Not Investing) • DW's health is improving: When to lock in...
For a long time now, my DW's health has prevented her from qualifying for life insurance due to weight.Economically, she not the primary income earner and we don't have kids so life insurance is more...
View ArticlePersonal Finance (Not Investing) • Name change on Social Security number
[Updated question about name on passport and driver license here - moderator Kendall]Folks,If you do a name change on your social security number, do you need to update all your financial...
View ArticlePersonal Finance (Not Investing) • Bond asset allocation for those with large...
Just wondering.. as I get older I hear of people selling stocks and moving to bonds in their asset allocations. If I just keep like a 2-year buffer in cash in HYSA, would I still need to have bonds?...
View ArticlePersonal Investments • 457(b) contribution limits with multiple employers
I worked for a private institution with a non-governmental 457(b) plan for the first 6 months of the year. On July 1st I moved to a government institution with a governmental 457(b) plan. The 2024...
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Non-US Investing • Netherlands, transition to RE [retiring early] portfolio...
Main reason for posting: Considering portfolio diversification with bonds and/or gold to cope with SORR, and effect on withdrawl rate strategies.Country of Residence: Netherlands (EUR...
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Personal Finance (Not Investing) • Am I trapped in Whole Life Insurance?
Not pretty.71 years old. I have been paying about 3K per year for many many years (blindly) into a 200K universal whole life policy. Cash value is 43K at this point pays 4.20% dividend - but the...
View ArticlePersonal Finance (Not Investing) • Parent expressed desire for me to manage...
Hi,One of my parents has her money managed by a financial advisor (when they started a relationship with a financial advisor, I was a child. now I am in my 30's). They acknowledge that the fees are...
View ArticlePersonal Consumer Issues • [Otto brand garbage bins or other covered bin...
In order to minimize the rat and rodent issues here in NYC our NYC Mayor has announced another of his initiatives to limit the troublesome population of rats here in the city. This latest initiative...
View ArticlePersonal Finance (Not Investing) • Taxable Inheritance Questions
I'm set to inherit a little amount of money from my deceased grandmother. She had in her will that I have to be a certain age to receive the funds which is about 2 years away, so I won't have access...
View ArticlePersonal Finance (Not Investing) • Sept Income Not Included in 3rd Estimated...
While the 3rd calendar quarter ends on Sept 30 for estimated tax purposes the 3rd quarter ends August 31. Thus, just looking to confirm that estimated tax on any Sept. income is not due until Jan 15,...
View ArticlePersonal Consumer Issues • What percentage of professional engineering hires...
Hi Guys,I have a general question for the hiring managers and also those who are in the later portion of their careers. What percentage of professional engineering hires at your company would you...
View ArticlePersonal Consumer Issues • Extended warranty options for laptop
I plan to get my wife a rather higher end laptop. My biggest fear is that something will break after warranty. For example, in the past year or so, 3 of the phones have developed motherboard errors....
View ArticlePersonal Investments • US Intermediate Corp Bond VS International Bonds
Reading about asset allocation and diversification. Many books suggest 20% US Intermediate Term Corp Bonds and 10% International Bonds.Does this make sense? It appears to me that the International...
View ArticlePersonal Finance (Not Investing) • Donating shares to DAF
Like a lot of folks who did TLH back in 2020, I have some highly appreciated shares in my taxable account. It seems prudent to start donating these shares as opposed to cash to charities. I am...
View ArticlePersonal Finance (Not Investing) • Revised FAFSA - 529 Loophole?
Based on recent FAFSA revisions, 529 accounts owned by a parent that list someone other than the particular student as the beneficiary, are no longer counted/reported as a parental asset (see...
View ArticlePersonal Finance (Not Investing) • FDIC Limit at Credit Union
I am the new Treasurer of my Teacher's Union. We bank at two different banks, but I'm trying to see if the second bank is necessary. We prefer the customer service we receive at the local credit...
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Personal Consumer Issues • Are these Mini-PCs any good? If you have one, any...
I’m thinking of replacing my 10 yr old Acer Mini-Desktotp (8"x10"x2.5" and have never had a problem) with one of these that are about 5"x5"x2" but with way better specs.Just thinking my 1 TB HDD could...
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