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Personal Finance (Not Investing) • Bond asset allocation for those with large cash savings?

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Just wondering.. as I get older I hear of people selling stocks and moving to bonds in their asset allocations. If I just keep like a 2-year buffer in cash in HYSA, would I still need to have bonds? For instance, would I really need to sell my stocks in my non-taxed advantaged accounts and move to 30% bonds when I retire? I still have like 10-15 years before retirement, so I think now is the time for me to start thinking about this. Thanks for the help.

Statistics: Posted by avginvestor — Fri Aug 30, 2024 11:33 pm — Replies 7 — Views 656



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