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Personal Finance (Not Investing) • Selling Stocks at Loss - Tax Question - Help!!!

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Good Morning,

I bought some stock in 2020 for a total cost basis of $20,262.88. The stocks did terrible and I sold it for $6930.70 in 2023 so my realized loss was $13,332. I bought some NVDA with my $6930.70 and now it has a total value of $20,000. So originally my plan was to take the $3000 tax loss each year in taxes which I did in 2023. I counted $3000 of a loss of my taxes as I understand that is as much as I can do each year.

The question I have is I have $10,332 in loses I have yet to claim. The plan is to sell my NVDA at $20,000 with a cost basis of $6930 which means that $13,070 is a profit and I have to pay taxes on it. I just want to make sure that I can claim the $10,332 in loses from the previous sale which means I will basically have to pay taxes on the $3000 profit or so after I take my $10,332 loses.

Am I understanding this correctly and can I take the $10,332 in loses and use that towards my $13,070 that I made in profit?

Thanks for all the help!

Statistics: Posted by bg5 — Fri Sep 13, 2024 9:43 am — Replies 4 — Views 211



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