I'm working on my 3 fund, and have been preparing a more thorough post with questions, per the posting guidelines. In the meantime, here is one question bugging me. My plan is to allocate bond funds in my and my wife's tIRA.
Based on my asset allocation, I could put all of my bonds in one of the tIRAs. I'm curious, however, if it would make more sense to spread the bonds between the to tIRAs and give each account a lift with some stock funds.
I'm not bad at math. But this is above my grade. If I spread the bonds between the two tIRAs and add some stocks to each account, does that, if the market rises, provide a compound boost to those accounts, or does it not matter and I should keep all bonds in one account in order to keep it simple?
Again, a more thorough post is coming once I've finished my homework...
Based on my asset allocation, I could put all of my bonds in one of the tIRAs. I'm curious, however, if it would make more sense to spread the bonds between the to tIRAs and give each account a lift with some stock funds.
I'm not bad at math. But this is above my grade. If I spread the bonds between the two tIRAs and add some stocks to each account, does that, if the market rises, provide a compound boost to those accounts, or does it not matter and I should keep all bonds in one account in order to keep it simple?
Again, a more thorough post is coming once I've finished my homework...
Statistics: Posted by macaroniman34 — Thu May 23, 2024 1:49 pm — Replies 7 — Views 248