What are good substitutes for Vanguard’s Total Stock Market & Vanguard’s Total International funds/ETFs, that are similar but not “substantially identical” & thus won’t trigger wash sale issues?
I hold these 2 Vanguard funds in my taxable account, & was going to put the same funds in my HSA, but new HSA brokerage platform won’t turn off automatic dividend reinvestment, creating the potential for wash sale issues.
Leaving aside the question of whether wash sale rules apply to HSAs (there seems to be some debate), what 2 funds/ETFs could I use instead to avoid the whole issue?
This HSA offers a huge selection of funds/ETFs (over 650) from Vanguard, iShares & many other providers - so lots of options.
What are some popular, not “substantially identical” alternatives?
Are iShares Dow Jones US Index (IYY) & SPDR MSCI ACWI ex-US (CWI) good substitutes? Other popular options?
I hold these 2 Vanguard funds in my taxable account, & was going to put the same funds in my HSA, but new HSA brokerage platform won’t turn off automatic dividend reinvestment, creating the potential for wash sale issues.
Leaving aside the question of whether wash sale rules apply to HSAs (there seems to be some debate), what 2 funds/ETFs could I use instead to avoid the whole issue?
This HSA offers a huge selection of funds/ETFs (over 650) from Vanguard, iShares & many other providers - so lots of options.
What are some popular, not “substantially identical” alternatives?
Are iShares Dow Jones US Index (IYY) & SPDR MSCI ACWI ex-US (CWI) good substitutes? Other popular options?
Statistics: Posted by Investor2 — Thu Sep 19, 2024 12:44 pm — Replies 2 — Views 140