Personal Finance (Not Investing) • Why is a trust often recommended for...
Q: I often see trusts being recommended especially for blended families. I am wondering at the reasoning behind that recommendation.Edited to Add: We are in Wisconsin Background: We are a married...
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Personal Finance (Not Investing) • Is Schedule D where I find out how much...
I am looking at the last page of Schedule D. It looks like I will have $745 loss to carry over to next year -- is that right? Or is there any other spot in turbotax's printed forms to find...
View ArticleNon-US Investing • Retirement plan / FIRE - [UK - France]
Targets:-Retirement in 2025, at 47 year-old.-Maximize the probability that my portfolio and future sources of income can finance expenses, while maintaining a good lifestyle.-Financial portfolio...
View ArticlePersonal Finance (Not Investing) • refi before making a single mortgage payment?
I locked in a mortgage rate of 5.87% only a month or so ago. We both have very good credit, made a substantial downpayment, etc. I used Garden State Home Loans because of this board and am so thankful...
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Personal Finance (Not Investing) • Best Florida Asset Protection Strategy
I officially retired a few months back and wondering about the best asset protection strategy for my specific situation. I've learned a bit about the different approaches and would like to confirm if...
View ArticlePersonal Finance (Not Investing) • Increase in cash donations (currency)
Guys - I'm filing personal returns before the extension deadline next month. It turns out my w-2 jumped 70% last year as my company landed a very large customer deal that I worked on and thus landed...
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Personal Consumer Issues • Graduating with MBA in May - Job Search Advice
Hi all -I am graduating with a general MBA in May, which is super exciting but also overwhelming with the current job market. Would love advice on job search, good careers post MBA, good companies to...
View ArticlePersonal Investments • Individual 401k for multi-member LLC
Hi Bogleheads,I am a member of 2 LLCs (let's call them A LLC and B LLC). A LLC has 2 members—50% / 50% ownership between me and my spouse. B LLC has 2 members—50% / 50% ownership between me and my...
View ArticlePersonal Investments • Large capital loss carryforward - implications for...
I expect to realize a large capital loss over the next six months. Good news is I've done well and have a net worth around $10mm, bad news is I'm down ~$5mm on company shares I have previously been...
View ArticlePersonal Consumer Issues • Amazon privacy...leaving???
So we requested our data from Amazon and received over 3GB of files consisting of everything ever said to intentionally/accidentally to Alexa, every thing that has ever been in our basket, every show...
View ArticlePersonal Consumer Issues • LibreOffice instead of Office365
Anybody using LibreOffice in lieu of MS Office? I'm wondering why I'm paying for O365 when all I really use is Excel (I have 3 spreadsheets) and very occasionally a word document.Just wondering if its...
View ArticlePersonal Consumer Issues • TV advice for kids' playroom
I'm not sure what tv to get for kids' playroom, and my overthinking/research is driving me crazy, especially since this is likely going to be a few hundred dollars (maybe a bit more), vs. researching...
View ArticlePersonal Finance (Not Investing) • SSN lock vs credit freeze
I have my credit reports frozen with the 3 bureaus. Now I've been advised to lock my SSN to prevent rogue prospective employees from using my SSN on their job applications/records. Does anyone have...
View ArticleInvesting - Theory, News & General • Roth MAGI Calculations, please check...
I am staring at the Modified Adjusted Gross Income worksheet for Roth IRA Purposes (Worksheet 2.1) and a few things jump out at me that I want to doublecheck my understanding on. Please check and...
View ArticlePersonal Finance (Not Investing) • Can we get our money back from MIL?
My husband has given over $30,000 to his mother in the past two years to help her avoid foreclosure, and continues to pay her $1300/mo mortgage to this day. She has an active Ch. 13 case to repay (a...
View ArticlePersonal Finance (Not Investing) • Estate Planning - 5% vs ages 25/30/35
I currently have a pretty cookie cutter trust under will where my kids would receive distributions in thirds at ages 25, 30 and 35. I feel good about it to a certain point but as my net worth grows,...
View ArticlePersonal Investments • Avoiding wash sale - substitutes for Vanguard’s Total...
What are good substitutes for Vanguard’s Total Stock Market & Vanguard’s Total International funds/ETFs, that are similar but not “substantially identical” & thus won’t trigger wash sale...
View ArticlePersonal Investments • I-bonds VS Federal Money Market Fund
I bought 10k$ of I-bonds on January 2022 and January 2023 (so total 20k$).After long time of not monitoring this I just realized that the interest on these are 2.96% and 3.37%. VMFXX yields currently...
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Personal Finance (Not Investing) • How to calculate mortgage payoff break-even?
Q: With interest rates dropping on short term savings, I want to keep an eye on when it might pay to use those funds to pay off our mortgage.Background: We have a mortgage at 3.25%, with $45,000...
View ArticlePersonal Consumer Issues • Anybody using PhotoStructure as an Apple Photos...
Slowly clawing out the walled garden. Photos is a tricky one.Anybody using PhotoStructure? I'm trying to find a non-cloud solution.Statistics: Posted by guppyguy — Thu Sep 19, 2024 1:50 pm — Replies 4...
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