Hello. I have recently soured on the Vanguard Target Date funds and LifeStrategy funds. The stock portions are fine, but after reading this forum regarding international bonds, it appears they are not necessary. (Furthermore, I am not the biggest fan of corporate bonds or mortgage backed securities within the Total Bond Market fund.)
Would it be fair to say that the most neutral, passive, “making no bets” portfolio might be:
For Stocks
VT - Vanguard Total World Stock Index Fund ETF
(Owns the world.)
For Bonds
GOVT - iShares US Treasury Bond ETF
(“Total” Bond Market fund for treasuries)
I value your feedback. There may be portfolios that serve other purposes, but if one is looking to reduce complication, invest market cap weighted, allow the funds to rebalance on their own, and “know” exactly what they are owning, could this portfolio suffice?
Would it be fair to say that the most neutral, passive, “making no bets” portfolio might be:
For Stocks
VT - Vanguard Total World Stock Index Fund ETF
(Owns the world.)
For Bonds
GOVT - iShares US Treasury Bond ETF
(“Total” Bond Market fund for treasuries)
I value your feedback. There may be portfolios that serve other purposes, but if one is looking to reduce complication, invest market cap weighted, allow the funds to rebalance on their own, and “know” exactly what they are owning, could this portfolio suffice?
Statistics: Posted by TrustTheMarket — Mon Sep 30, 2024 8:40 pm — Replies 0 — Views 16