Quantcast
Channel: Bogleheads.org
Viewing all articles
Browse latest Browse all 4618

Personal Investments • Please Evaluate My Fixed Income Options

$
0
0
Dear friends,

My spouse's company recently changed their 401k provider to Fidelity and their only options for fixed income are as follows:

Core/Intermediate Bond Fund (Benchmark: Bloomberg US Aggregate Bond Index)/ER 0.16%
Short Term Bond Fund (Benchmark: Bloomberg US 1-3 Year Government/Credit Bond Index)/ER 0.11%
Vanguard Treasury Money Market Fund Investor Shares (VUSXX)/ER 0.09%

We are currently 100% equities but would like to glide path to 60/40 in 10-12 years. On my side I have access to the G Fund (by TSP) so will be putting new payroll contributions there.

Questions:
1. What do you suggest we put in my spouse's account being that we are also contributing to the G Fund moving forward?
2. Is the Core/Intermediate Bond Fund comparable to Total Bond? Is an ER of 0.16% too high?
3. Is it better to go VUSXX vs Bond Funds and put all the risk on the equity side?

Thanks in advance.

Statistics: Posted by RJC — Sat Oct 26, 2024 8:07 pm — Replies 1 — Views 204



Viewing all articles
Browse latest Browse all 4618

Trending Articles



<script src="https://jsc.adskeeper.com/r/s/rssing.com.1596347.js" async> </script>