Personal Finance (Not Investing) • The Ultimate Safe Withdrawal Strategy
I humbly submit the ultimate safe withdrawal strategy. This is in response to: My mental fluctuations between "I have more than enough" and "But what if..." Reading way too many withdrawal posts and...
View ArticlePersonal Finance (Not Investing) • group employer long term disability (LTD)...
I am a physician who has group LTD policy from my employer. I am considering purchasing individual disability policy. Individual disability policies are portable (can be carried from one employer to...
View ArticlePersonal Consumer Issues • Getting a Nintendo Switch Repaired
My kids switch seemed to have developed an issue that one of the joy con isn't connecting. I tried cleaning the connector but it didn't work. The issue is on the switch because replacing the joycon...
View ArticlePersonal Investments • Portfolio Review for Widow in Mid-40s
Quick preface: My sister’s husband passed away suddenly. I’m helping her get her finances in order, as he had handled nearly everything money-related. (I have her blessing to create this portfolio...
View ArticlePersonal Investments • What do do with large amount of cash in estate for 6-8...
This is a good problem to have but I as the executor already have two estate accounts up to FDIC limits at separate banks. I will soon be liquidating assets in the low 7 figure range for future...
View ArticlePersonal Investments • Please Evaluate My Fixed Income Options
Dear friends,My spouse's company recently changed their 401k provider to Fidelity and their only options for fixed income are as follows:Core/Intermediate Bond Fund (Benchmark: Bloomberg US Aggregate...
View ArticlePersonal Finance (Not Investing) • Considerations when moving from CA to WA...
We (DW and I) are likely to be moving to the Seattle area sometime in the next year. We've been retired a few years, and have just started Medicare. We've lived in the Silicon Valley area for many...
View ArticlePersonal Investments • Retirement/investment help will be greatly appreciated
Hello everyone!This is my first time posting.I could really use you alls advice/guidance/ opinions on my retirement future. I am trying to learn to be a DYI-er in retirement. I would really appreciate...
View ArticlePersonal Investments • Capital Loss Carryover Harvesting + W2 Job Question
Hello!I want best manage sizable carryover losses $280k+I've had carryover losses from investments for a few years now and I work a W2 job for awhile. My W2 job withholds the most federal tax so I...
View ArticlePersonal Investments • Fidelity or Vanguard?
What's the difference if you buy Vanguard funds at Fidelity vs. buying them with your Vanguard account?More specifically, the funds I own are through Fidelity 401k but they're all Vanguard, and I was...
View ArticleInvesting - Theory, News & General • How are these VG Advisor projections...
This week's Market perspectives from VG Advisors listed the following for their Return projection and Median volatility over the next 10 years. https://advisors.vanguard.com/insights/ ... rspectives...
View ArticlePersonal Investments • re 4 percent rule when Ibonds stand in for bond index...
In a portfolio, can I Bonds take the place of a bond index fund, and the 4 percent rule still work?Statistics: Posted by star9 — Sun Oct 27, 2024 5:06 pm — Replies 4 — Views 418
View ArticlePersonal Investments • So much bond negativity
I'm hearing so much negativity about long term holding of bonds. Given recent performance i'm feeling kind of stupid owning them. Is the future really going to look that much different from the past?...
View ArticlePersonal Finance (Not Investing) • Initial MediGap Enrollment With Pending...
I recently enrolled in Medicare as I become eligible in December of this year. I want to supplement with a MediGap plan, and after doing some research, decided on Plan G - High Deductible. I am very...
View ArticlePersonal Investments • 2025 one year investment
Aloha All,I am very new to investing and need some feedback. I will be inheriting 100k in the 1st week of january 2025. I will invest this money for 1 year...This money will be added to some other...
View ArticlePersonal Finance (Not Investing) • Selling your business to an ESOP
I’m interested in hearing from those of you who sold your business to an ESOP as your exit strategy. I’ve dipped my toe in the water and paid for an appraisal from a company that specializes in...
View ArticlePersonal Finance (Not Investing) • Trying to navigate Disability Insurance...
Just looking for suggestions… I’m in my 50s, so I’m at the age where I’m starting to worry about end of life stuff. I own my own small business. I do OK, but because I sort of got a late start, I...
View ArticlePersonal Investments • Thinking of adding some VIGAX
Virtually all my stock money is in VTSAX. I recently came into some money, so I was considering something maybe slightly more risky, like VTGAX? This wouldn't even account for 10% of my stock stuff....
View ArticlePersonal Finance (Not Investing) • Friendly advice without pay and liability
I am curious what liability there is by looking at a friend’s financial situation and giving advice. I have many friends who I’ve pointed toward this website and the Get Started page and several of...
View ArticlePersonal Investments • Moving Portfolio from Fiduciary Manager to Personal...
Hello Bogleheads!For background, I am 29 years old, work full time, and have a total gross income of about $ 240k USD per year from my employer, which includes wages, stocks, and options. I also have...
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