The plan is to view the HSA as part of my overall retirement portfolio. That is: allow the HSA to grow tax deferred until age 65; then post 65 withdraw from the HSA tax free for retirement medical expenses and past medical expenses. Any leftover HSA money will be used for non medical expenses; which is taxable but penalty free.
-Age: 36
-Annual contribution to HSA: $8.5k
-Asset allocation in overall retirement portfolio: 80% stock : 20% bonds all in a 3 fund portfolio consisting of
Vanguard Total Stock, Vanguard Total International Stock, Vaguard Total Bond.
-State:CA
Questions:
1.Which assets from my asset allocation should I hold in my HSA.
-Age: 36
-Annual contribution to HSA: $8.5k
-Asset allocation in overall retirement portfolio: 80% stock : 20% bonds all in a 3 fund portfolio consisting of
Vanguard Total Stock, Vanguard Total International Stock, Vaguard Total Bond.
-State:CA
Questions:
1.Which assets from my asset allocation should I hold in my HSA.
Statistics: Posted by yosemite_mountain — Fri Nov 01, 2024 8:00 pm — Replies 10 — Views 482