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Personal Finance (Not Investing) • Vanguard provided information regarding Required Minimum Distributions

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This is the first year I will be doing Required Minimum Distributions and want to get it done by December 31, 2024.

I called Vanguard Thursday just before I was going to be in my car going somewhere. Given Vanguard's usual wait times I anticipated finishing the call in the car. Instead, I never left my house as I was shocked to get both a short wait time and quick answers to all my questions that I think it was only about 6 minutes from making the call to ending the call.

Seeking verification from any here that all I got from the Vanguard representative is true.

1) I can do it online or with a representative.

2) I can either request a check or send the proceeds to my non-retirement Vanguard account.

3) If I was not having taxes taken out ... I could have that transfer purchase Vanguard's Treasury Money Market shares. However, because I will be having taxes withheld that will require the proceeds to go into my settlement account.

4) If I initiate this this coming Monday (December 16, 2024) by 4 PM I will see the transfer take place effective Wednesday (December 18, 2024).


Any other advice regarding doing this first ever Required Minimum Distribution?

Thanks!

Statistics: Posted by yankees60 — Sat Dec 14, 2024 10:58 am — Replies 0 — Views 14



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