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Personal Finance (Not Investing) • Roth conversion and tax payment timing

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So, basic plan (and obvious reasons):

1. 1/1/25: Full amount (to fill up 22% bracket) 110K converted, no withholding.

2. 8/15/25: Full wage withholding for last 10 (bi) paychecks.

My research indicates part 2 (WH) is 'deemed' 'annualized', or looked at as though even throughout the year.
(Thus 25% by quarter. etc...)

Do I need to worry about part 1 (the convo)?
Do I need to do this in quarters to 'even out' the 'extra income'?
Does the 'income' timing get ignored as long as the tax payment timing 'is good'?


THX!

Statistics: Posted by tshephard — Sat Dec 21, 2024 8:09 am — Replies 5 — Views 159



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