Hi Everyone,
I am seeking some advice regarding investing. I have recently just went out of College and started my first job (age 23). So far I am focusing on paying off my debt (which I did fully 10K--except 1.5k I have accumulated--using my cc as debit essentially). I have around 6k in HYSA earning (4.5%) currently. Making 90K/y
I have a 401K, Roth Account and HDHP HSA in my Fidelity account. I skipped contributing to ROTH to pay off my debt and put into HYSA instead. I contributed around $2457.70 to my HSA and invested $1K of it in FZROX. My HDHP plan has deductible of 2.5k and 5k out of pocket maximum. I know I shouldn't have invested until I met my deductible but I have so far used up most of my HSA (have around $88 except 1k invested) due to ongoing medical costs.
What should be plan be? My goal is to diversify and fully contribute to my Roth and invest it. Max out my HSA this year, and maybe try to retire early. I need advise and would appreciate any tips!
Thank you!
I am seeking some advice regarding investing. I have recently just went out of College and started my first job (age 23). So far I am focusing on paying off my debt (which I did fully 10K--except 1.5k I have accumulated--using my cc as debit essentially). I have around 6k in HYSA earning (4.5%) currently. Making 90K/y
I have a 401K, Roth Account and HDHP HSA in my Fidelity account. I skipped contributing to ROTH to pay off my debt and put into HYSA instead. I contributed around $2457.70 to my HSA and invested $1K of it in FZROX. My HDHP plan has deductible of 2.5k and 5k out of pocket maximum. I know I shouldn't have invested until I met my deductible but I have so far used up most of my HSA (have around $88 except 1k invested) due to ongoing medical costs.
What should be plan be? My goal is to diversify and fully contribute to my Roth and invest it. Max out my HSA this year, and maybe try to retire early. I need advise and would appreciate any tips!
Thank you!
Statistics: Posted by Kuru — Wed Jan 01, 2025 11:14 am — Replies 0 — Views 39