My elderly mother receives a couple of RMD checks from TIAA each year late in the year (December-ish). TIAA issues them automatically.
The checks for '24 were, I presume, issued in December '24, but my mother will be depositing now, in '25.
Is that problematic from an RMD perspective? (i.e. would the IRS construe the (slightly) late deposit as being an RMD taken in '25 instead of '24)?
The checks for '24 were, I presume, issued in December '24, but my mother will be depositing now, in '25.
Is that problematic from an RMD perspective? (i.e. would the IRS construe the (slightly) late deposit as being an RMD taken in '25 instead of '24)?
Statistics: Posted by psteinx — Tue Jan 07, 2025 2:43 pm — Replies 2 — Views 93