Personal Investments • Setting up a simple retirement
Hi all,Here's the mess I have and asking for help to make it simple. Thinking we will need about $40,000 per year from investments, starting in two years if wife claims SS. I am already on SS. Each...
View ArticlePersonal Investments • Seeking Advice on Managing My Mother’s Annuity and...
Hi all,I'm seeking advice on managing my 87-year-old mother's retirement account.Unfortunately, she has an annuity from SEI, supposedly set up by a family "friend." I don't have much knowledge about...
View ArticlePersonal Investments • Target Date Fund
Hello I'm interested in a 2050 target date fund. The two I'm deciding between are actively managed, Fidelity Freedom 2050 (FFFHX) with a SP of $13.91 and an expense fee of .75%, and Fidelity Freedom®...
View ArticleInvesting - Theory, News & General • Could someone retire early with...
Let's say a person living in the US who is very frugal, hates traveling, is an introvert homebody and has a house and car fully paid for wants to retire today at age 47. They had cancer and have other...
View ArticlePersonal Investments • I Want Less Tech
Since I am in retirement, I would like to invest in funds with less of a Tech slant. I will keep my VOO/VTI but wish to balance it with more non-tech funds. Suggestions?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • close my Empower Self-Directed Brokerage...
Hello,I have an Empower Self-Directed Brokerage account within my Empower 401(k) account. My Empower Self-Directed Brokerage account holds about 80% of my Empower 401k; the rest of the funds sit...
View ArticlePersonal Investments • 2024 RMD paper check deposited in '25 - problem?
My elderly mother receives a couple of RMD checks from TIAA each year late in the year (December-ish). TIAA issues them automatically.The checks for '24 were, I presume, issued in December '24, but my...
View ArticlePersonal Investments • When can i start backdoor roth ira for 2025?
I completed a backdoor Roth IRA in 2024. Since it’s already 2025, can I go ahead and start my backdoor Roth IRA for 2025, or do I need to wait until after filing taxes?Statistics: Posted by...
View ArticlePersonal Investments • David Swensen Porfolio
Hello everyone, Many years ago I set up a portfolio in alignment with advice offered by David Swensen (RIP) and haven't tinked w/it beyond a quarterly (maybe an occasional twice a year) rebalance....
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