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Personal Investments • 1099-R Question

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I just received a 1099-R from Vanguard for an excess contribution I made to my solo 401(k) in 2024 and withdrew in 2024 (bad advice from my accountant).

There are two amounts listed in Box 1--the amount of excess distribution and the return on the excess distribution. It is all listed as taxable in Box 2a. The code in Box 7 is P.

I believe I do not have to pay tax on the return of the distribution (because the amount is part of my taxable income) but I do have to pay tax on the return on my 2024 tax return.

Is this correct? How do I do this?

All advice welcome. Greg

Statistics: Posted by commerciallaw — Thu Jan 09, 2025 1:58 pm — Replies 0 — Views 107



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