Personal Finance (Not Investing) • Does fire insurance claim payment count as...
Hypothetical but relevant for friends whose home was just burned to the ground in the Pacific Palisades fire, which is still burning. Let’s say they purchased the home years ago for $500,000. Before...
View ArticleNon-US Investing • Fixed Income Allocation
Fixed income is investment grade bonds and cash.What happened to the Boglehead adage that a conservative investor holds his age in fixed income?A moderate investor age - 10? And an aggressive investor...
View ArticleInvesting - Theory, News & General • Fixed Income Allocation
Fixed income is investment grade bonds and cash.What happened to the Boglehead adage that a conservative investor holds his age in fixed income?A moderate investor age - 10? And an aggressive investor...
View ArticlePersonal Investments • Ditch or keep TIAA CREF Growth R1?
My husband and I are early-retired, in good financial shape, and most of our assets are in index funds at Fidelity. We've got a couple of holdovers from before we learned Bogleheads principles, and...
View ArticlePersonal Finance (Not Investing) • Basic inheritance questions
All of my brokerage and bank accounts list my two adult kids as beneficiaries. I'm comfortable with this as the process went smoothly when a parent passed away. The remaining assets are our house and...
View ArticlePersonal Finance (Not Investing) • Lost Wire Transfer Issues
An Insurance company supposedly sent me a wire transfer on Dec 6th. from their Wells Fargo to my Bank of America.This should not take more than a day. but as of today, its LOST somewhere....I asked...
View ArticleInvesting - Theory, News & General • Fidelity Active ETF - I find it strange
Today as I was about login to Fidelity, on the landing page Active ETF splashed.In my mind ETF and passive investing are synonymous.It was like someone uttering wet fire and throwing me off.My gut...
View ArticlePersonal Finance (Not Investing) • Lump Sum from Sale of Previous Home and...
Looking for advice on what to do with $80K cash from sale of prior home. Currently is in SPAXX while I decide what to do. New Home was purchased and has a $409,000 balance at 6.625%, only put 5% down...
View ArticlePersonal Finance (Not Investing) • AARP Membership Worth It?
My wife turned 55 in December and I'll turn 55 in April.Right on time, AARP sent us some junk mail to join.1 year $16, 3 years for $43Is it worth it?Statistics: Posted by watchnerd — Thu Jan 09, 2025...
View ArticlePersonal Finance (Not Investing) • New Form 709 Instruction for 2024
The IRS made some significant updates to the Gift Tax Return (Form 709) for 2024. One item that I noted is that, when gift splitting, EVERY gift must be listed. The specific language in the...
View ArticlePersonal Finance (Not Investing) • Solar panels do i need a battery in case...
Our house is in suburban Chicago with very infrequent outages of any kind in the 10 years we have lived there. I think the longest has been a few hours. But things do happen so I assume a battery is...
View ArticleClik here to view.
Personal Consumer Issues • Pants for cold windy days
I'm hoping someone can give me advice on warm pants that look decent and fit well. I live in a warm climate but travel to cold locations regularly. I am talking about temperatures that maybe 10...
View ArticleInvesting - Theory, News & General • High-risk Investments
As a thought experiment, what is the best high-reward gamble that has a decent likelihood of payoff and a low risk of ruin? Obviously there's a spectrum here, and I'm not sure I have good definitions...
View ArticlePersonal Consumer Issues • Fantasy RV Tours?
We don't use our Class C RV that frequently, one of the reasons being the unique planning process necessary to make reservations on a multi-stop adventure. So, when I saw FMCA's connection to "Fantasy...
View ArticlePersonal Investments • Value in maintaining a small account with parents'...
Hi all!My parents have a UTMA custodial account on my behalf through their Ameriprise advisor, which contains about $10k (invested in a Vanguard ETF). I'm about to turn 21 years old, which means that...
View ArticlePersonal Investments • gifting VFIAX at Vanguard
I want to gift $400 of VFIAX to minor's UTMA at Vanguard. The minor doesn't already hold VFIAX. Will it need to meet the $3000 minimum requirement?If the above doesn't work, what other options do I...
View ArticlePersonal Investments • 1099-R Question
I just received a 1099-R from Vanguard for an excess contribution I made to my solo 401(k) in 2024 and withdrew in 2024 (bad advice from my accountant).There are two amounts listed in Box 1--the...
View ArticlePersonal Consumer Issues • Experience with Monaco Grand Prix?
I am planning a bike ride that involves being near Monaco in May. I've read that the Grand Prix (on May 25 in 2025) is a huge event that heavily impacts the entire area. My current plans (very...
View ArticlePersonal Consumer Issues • App/site to invite others to load a video greeting?
Anyone know of an app/ site where you invite others to make a video and load it to the site. Like birthday wishes (someone would manage then present to the birthday person).Statistics: Posted by J295...
View ArticleInvesting - Theory, News & General • Aggressive Asset Allocation?
Folks,It turns out there is no such consistent view on what is an aggressive asset allocation. And, what does aggressive actually mean?1) Person A is 100% stock with zero emergency fund. But, all...
View Article