Looking to downshift to include more bonds for a less aggressive stance, but the more research I do the fuzzier it becomes, so interested in others' strategies, general thoughts, etc on these. Not asking about how much to shift really, but rather to where/what kind of funds. I do have an intermediate fund as my only bonds to date. Again I have done some reading, so I'm not clueless about any of these, but...I guess I'm feeling information overload Image may be NSFW.
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So thoughts on these and why?
- More of the same fund?
- TIPS?
- Muni bond fund for a tax advantage (all other things seeming roughly equal that is)?
- Some other short vs intermediate vs long fund? (Offhand I lean to short)
- Instead of more bonds, do something like money market or CD? (I do have about 5% in a money market currently)
- Something else?
Clik here to view.
So thoughts on these and why?- More of the same fund?
- TIPS?
- Muni bond fund for a tax advantage (all other things seeming roughly equal that is)?
- Some other short vs intermediate vs long fund? (Offhand I lean to short)
- Instead of more bonds, do something like money market or CD? (I do have about 5% in a money market currently)
- Something else?
Statistics: Posted by gunny — Wed Jan 15, 2025 1:37 pm — Replies 4 — Views 213