Investing - Theory, News & General • Fidelity Brokerage, Type of Treasury...
I feel stupid needing to ask this question but when I look at my Fidelity accounts (too many due to some inherited accounts) how can I easily determine if a treasury is a TIPS? I have a number of...
View ArticlePersonal Investments • How to invest a retirement account that isn't needed?
I am 72, married, and our annual income is more than sufficient to live off. Our retirement account is made up of 15% Roth IRA, 35% traditional IRA, and 50% brokerage accounts. We have not touched our...
View ArticlePersonal Investments • New HSA with Health Equity - questions about Schwab...
Here is the shorter version of my HSA questions:1) Besides available funds choices are there differences between using Health Equity or the brokerage window they offer with Schwab? Just curious about...
View ArticleInvesting - Theory, News & General • A time to EVALUATE your BOND jitters
Some of you may remember this phrase! This is a play on Nisiprius’ famous post from 2011 called “A time to EVALUATE your jitters” where he absolutely brilliantly asked Bogleheads to take a look at how...
View ArticlePersonal Investments • Backdoor Roth IRA mistake
Hey everyone - I recently discovered I have been reporting my backdoor Roth 8606 wrong...I have started in Jan. 2020 all the way till Jan. 2025 (I already did for 2025). For Jan. 2020 backdoor Roth I...
View ArticlePersonal Finance (Not Investing) • do FICA taxes affect IRA pretax...
If I have $7k in earned income, can I contribute a full $7k pretax to an IRA despite also owing FICA taxes? Or can I only contribute pretax what remains after paying FICA taxes? (Let's say I also have...
View ArticlePersonal Finance (Not Investing) • Helping an older adult with no functional...
I used to tutor this guy about 20 years ago and we maintained contact over the years and have become friends. He does not have functional literacy so some basic tasks of modern life are very difficult...
View ArticlePersonal Consumer Issues • Certified Financial Planner: Where can veteran get...
I am mentoring somebody who just retired from the military, and he has never had a financial plan presented. Candidly, I am not comfortable asking my financial planner because I am 100% sure that they...
View ArticlePersonal Investments • Feedback on my current 401K allocation, HSA, and...
Hey y'all!I'm a new Boglehead. I finished reading "The Little Book of Common Sense Investing".I'm almost half way through "The Bogleheads' Guide to Investing".I've been loving everything I'm reading...
View ArticleInvesting - Theory, News & General • PSA - Vanguard Online Conversion to...
Public Service Announcement:You can now convert mutual funds to ETF online. You do not have to call. Once logged into your account and looking at the Dashboard (or click on My Dashboard). At the top...
View ArticlePersonal Finance (Not Investing) • Excess HSA Contributions & Medicare
Greetings...I spent some time researching other posts on Excess HSA contributions and how to remove them...but they did not really apply to my situation. Here goes...I Stopped contributing to my HSA...
View ArticlePersonal Finance (Not Investing) • need advice before selling my condo
I've got a condo with an identical layout, similar condition and the same complex as this one: https://www.zillow.com/homedetails/2081 ... 2874_zpid/ Only major difference is I'm on the 2nd floor...
View ArticlePersonal Finance (Not Investing) • Repeated pre-approvals for mortgage if...
We have a flexible timeline for purchasing a home: if the perfect one came on the market now, we'd make an offer, but we're also fine staying in our month-to-month rental for 12+ months. Most of the...
View ArticlePersonal Investments • Switching from augmentation phase to pre-retirement phase
HiI am 57 and my spouse is 55. I plan to work part time starting at 59.5 which will knock me down a tax bracket or two at most.I have spent so much time learning how to get my portfolio to where it is...
View ArticlePersonal Investments • Dividend Yield Effect on Monte Carlo Sim?
Hi. This is my first question here. Go easy on me. I use the Boldin (formerly New Retirement) planning software, which has a Monte Carlo function. Recently Boldin added an input for the dividend yield...
View ArticlePersonal Consumer Issues • SONY Receiver No Aux Port
My Sony Receiver (STR-DE197) is pretty old and I'd like to connect it to my Bluetooth receiver (1 Mii B06+) to play music on my phone through the Sony Receiver to the old school speakers I have hooked...
View ArticlePersonal Finance (Not Investing) • Vanguard 1099R not reporting tIRA rollover...
I rolled over the last of my trad IRA to a qualified annuity, a direct rollover, and was expecting to report it on my return. But it doesn't even appear on the 1099. It even implies that the amounts I...
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Personal Investments • Assessing which bond funds (or types) to get
Looking to downshift to include more bonds for a less aggressive stance, but the more research I do the fuzzier it becomes, so interested in others' strategies, general thoughts, etc on these. Not...
View ArticlePersonal Finance (Not Investing) • CPA issues; tax repercussions. Need advice
I've always filed my personal taxes. I've had to file one extension in the past. Because I never owed taxes at end of year, I never experienced interest/penalties with my extension. I always viewed...
View ArticleInvesting - Theory, News & General • Why again do we rebalance?
I’m confused on what I thought was one of the foundations of investing: Rebalancing. I’m hoping a discussion on this forum can help me (and other readers) understand better.Until recently I thought it...
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