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Personal Finance (Not Investing) • Got a class action settlement check

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Years ago, an entity named Valeant Pharma was charged with a bit of fraud...

https://www.sec.gov/newsroom/press-releases/2020-169

I bought about $35K worth in Feb 2016, long before understanding Bogle philosophy, and within a week, it was valued at $24K. I dumped it like a hot potato. It eventually went to zero, IIRC, and the company changed it's name to Bausch Health. Fast forward, I received a mailing from a law firm around 2020? and joined a class action lawsuit thinking "what do I have to lose?" The stock was in a 401-K Brokeragelink account which was subsequently rolled into an IRA at Fidelity when I retired.

Today, I got a check for about $890. The tax implications on this baffle me. Technically, it was 401-K money. Can I consider this a 60 day indirect rollover and drop it into my current IRA? Is it taxable as ordinary income? My first thought was to just cash it and buy some beer and pizza, but the thought of getting a 1099-MISC or worse a 1099-R in January 2026 has me a bit twitchy.

Thought? Thanks!

Statistics: Posted by Chogy — Fri Jan 31, 2025 6:31 pm — Replies 1 — Views 412



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