Personal Investments • Taxable brokerage better than Roth and Traditional?
The debate on this forum and in the financial community in general also seems to be: should I do Roth or Tradition tax deferred. Why isn't taxable brokerage considered in this topic tier of retirement...
View ArticlePersonal Consumer Issues • AGM battery for older car?
I have an older car, 2010 Forester. It always had a traditional lead-acid battery. Current battery is an EverStart Maxx from Walmart. Great battery, had it for 7-8 years but seeing signs of failure....
View ArticlePersonal Investments • Bonds in Taxable Account Forbidden?
No tax-deferred space for bonds, already full. I’d like to leave Roth 100% equities, 22-24% tax bracket, can I use bond funds in taxable to reach my AA?Statistics: Posted by travsmill — Fri Jan 31,...
View ArticlePersonal Finance (Not Investing) • Got a class action settlement check
Years ago, an entity named Valeant Pharma was charged with a bit of fraud...https://www.sec.gov/newsroom/press-releases/2020-169I bought about $35K worth in Feb 2016, long before understanding Bogle...
View ArticlePersonal Finance (Not Investing) • Joint credit card with DW a neccesity?
If a credit card is issued to a single person with their spouse as an authorized user only, what happens if the person becomes deceased? I was thinking about this recently, as all of our credit cards...
View ArticlePersonal Investments • Portfolio Review - Mid Life Asset Allocation
Hello - can i please get your feedback on a proposed portfolio of simple funds? considering retirement or early retirement planning and want to reconfigure my current portfolio for simplicity (and an...
View ArticlePersonal Finance (Not Investing) • FedNow Send
I’m able to find a list of banks and credit unions that are participating in Fednow at https://www.frbservices.org/financial-s ... anizationsDoes anyone know how to find a list of those who offer...
View ArticlePersonal Finance (Not Investing) • TurboTax Importing of VG Mutual Funds...
For tax year 2024, I now have three Vanguard tax forms available -- one Brokerage and two 'merged' mutual fund 1099s. In the middle of 2024, I merged our mutual fund accounts into our brokerage...
View ArticleInvesting - Theory, News & General • David Swensen on International Bonds
*I’ve asked the moderators to delete this thread because I’ve learned what I posted was inaccurate. Sorry!Statistics: Posted by WorldStockBond — Fri Jan 31, 2025 7:54 pm — Replies 1 — Views 133
View ArticlePersonal Finance (Not Investing) • TurboTax Import of Vanguard 1099-R--No...
I suspect I am missing something simple here but when I go to download our Vanguard 1099-Rs in TurboTax I am asked by TurboTax for the "Account Number" and "Document ID" on the Vanguard 1099-R. I did...
View ArticlePersonal Finance (Not Investing) • Advice needed on getting reimbursed from...
So here's the situation: I live in GA and was rear-ended while towing my 2014 18.5ft fiberglass boat & trailer. Other driver was found to be at-fault, he even admitted on the police report that he...
View ArticlePersonal Finance (Not Investing) • What RSU transactions can I group together...
I retired in 2024 and that included accelerated vesting of a bunch of RSUs. It'd be nice if I could enter most of these as a grouped transaction but the IRS says you have to separately list anything...
View ArticlePersonal Investments • Does an Annuity make sense?
I am about 2 years from retirement (will be 62), and we recently started meeting with a financial advisor. Our house will be paid off next month and we have almost 4 million in various IRA and TSP...
View ArticlePersonal Finance (Not Investing) • Foreign tax credit with HRBlock
I entered my foreign tax credit from my 1099 but it doesn't show up on the 1040. No 1116 either. I saw in another post that you had to essentially enter it by hand, but how do you do...
View ArticleInvesting - Theory, News & General • Impact of Tariffs to stock market
What do we think will be the impact of the recent tariffs to both the US and International stock market? What about types of equities and bonds.Note that this is NOT a political question or...
View ArticlePersonal Investments • Can i afford the switch from a large company to a startup
I am currently thinking of moving from a stable job at a large company to a startup.Motivation for move - Have been in my current job for 5+ years and while it has been a fun ride, it has become...
View ArticleInvesting - Theory, News & General • Large Roth conversions against...
I just read a recent NYTimes article titled "The Retirement Maneuver More People Should Be Making" (paywall) by Peter Coy in which he talks about the benefits to making large (eg, $1M+) Roth...
View ArticlePersonal Investments • Tax gain harvesting - utma
Hello!My small child has a utma with contributions $3k and a gain of $600. This is the only income they have. I would like to tax gain harvest for them until they reach the approx 2.3k gain maximum...
View ArticlePersonal Finance (Not Investing) • Married filing jointly
I'm getting married later this year so this will be my first time likely filing taxes jointly with my partner.I hold all of my investments at Vanguard and deliberately minimize taxable events. My...
View ArticlePersonal Finance (Not Investing) • 2024 vanguard tax forms missing...
Taxact is asking me, for form 1116, to enter "Foreign source ordinary dividends". Very first field.This info does not appear anywhere on 2024 tax forms from Vanguard. Only foreign tax paid is listed....
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