Always learning. Looking for your opinion. Before retirement I made a couple of financial moves. I converted all my stocks to Short-Term Treasury Bills. Then I started buying stocks again. Now that I have been retired for a few years, I realized maybe that was not a good move. I am now 95% Short-Term Treasury Bills and 5% Stocks in Traditional and Roth IRA accounts. In the three bucket strategy I look at my 401(K) as the third bucket; no need to touch it. Is this a good mindset? My other investments are all stocks; two in Roth IRAs, and others mostly in taxable accounts. Is it necessary to rebalance the 401(K)? I don't think I should do it, but that little voice in my head is telling me something needs to be done. During the rebalance, I am aware that there wouldn't be much of a tax issues but, I would be buying stocks at their 52 week high. That goes against 'buy low...sell high. Agree or disagree? Your views are welcome.
Statistics: Posted by zwally33 — Sat Jul 13, 2024 7:00 pm — Replies 5 — Views 365